Approved IAR CE Courses

Financial professionals specializing in 401(k) plans can significantly enhance the financial security of the U.S. workforce at retirement and attract a steady stream of clients. This course provides an overview of 401(k) plans, helping professionals become trusted partners by understanding how these plans work and how to use them to meet clients’ retirement goals.

Money laundering is a serious global issue that has led to the loss of billions of dollars and undermines the stability of the global financial system. This course will introduce the concepts and practices surrounding money laundering, including the stages of placement, layering, and integration, as well as some of the common schemes used to launder money.

The course will focus on regulatory obligations and include other considerations for various roles within the firm. You will then review findings on these issues and responses considered effective practices in preventing or dealing with AML and terrorist financing issues. 

This course will discuss anti-money laundering (AML), including the rules and regulations surrounding the obligations of anti-money laundering compliance programs.We will also discuss cybersecurity rules and best practices for firms to adopt to protect themselves from cybersecurity attacks.

Producers must not only understand and explain their products but also ensure clients know how the products work and meet their needs. This course focuses on avoiding penalties and fees on annuity withdrawals. It emphasizes advising clients on proper annuity use to maximize benefits and avoid negative consequences.

This course will discuss ethical challenges and fraudulent activities that investment advisers may face. It will discuss ethical obligations and case studies of moral failures, fraud, scams, and schemes in the financial services industry.

In this course, you will learn about your compliance obligations surrounding Regulation Best Interest (Reg BI), including disclosure, conflict of interest, care obligations, and the consequences of failure to comply.

For many people, retirement looks very different than it did for their parent's generation-people are living longer and are less likely to be able to rely on pensions to fund their retirement goals. Now, more than ever, individuals must closely examine their future financial and health care needs and determine how to best plan for these needs while protecting their financial well-being. This course is intended to help insurance and financial professionals understand and introduce retirement planning options to clients. Considerations and concerns include the need for supplemental income, future health care needs, and the potential need for long-term care.

Large-scale data breaches and cyberattacks are frequently reported, often leading to misconceptions about their impact, especially for medium and small businesses. While digital business offers many benefits, it also brings evolving risks. This course covers common cyber risks and provides steps to protect your clients’ information and your business from cybercriminals and data breaches.