Approved IAR CE Courses

This course explores the role of ethics in the securities industry, where the line between what's allowed and what's right isn't always clear. Students will learn how to recognize pressures that can cloud judgment, apply structured frameworks, and navigate real-world scenarios where client interests must come first. The course also examines dishonest practices to avoid, the importance of suitability and disclosure, and the fiduciary duties of care, loyalty, and best interest. By the end, learners will be prepared to make confident, ethical choices that protect clients, careers, and the integrity of the financial markets.

This course examines the growing issue of financial exploitation, particularly among vulnerable populations such as older adults. Learners will explore common tactics used by perpetrators, warning signs that exploitation is occurring, and the legal and ethical responsibilities of financial professionals in addressing these risks. By the end of the course, the learner will be able to recognize exploitation, take appropriate preventive measures, and support clients in safeguarding their financial well-being.

This course provides investment professionals with a comprehensive overview of fixed and variable annuities, highlighting their unique features, benefits, and risks. Learners will explore key contract provisions such as interest crediting methods, surrender charges, payout options, and riders, as well as the regulatory framework governing these products. By comparing the safety and predictability of fixed annuities with the market-driven potential of variable annuities, participants will gain the knowledge to evaluate suitability and guide clients toward informed retirement planning decisions.

This course provides investment adviser representatives with a comprehensive overview of Individual Retirement Accounts (IRAs) and their role in retirement planning. Learners will explore the history, purpose, and rules governing IRAs, including eligibility, contribution limits, rollovers, transfers, and required minimum distributions. The course also examines the distinctions between Traditional and Roth IRAs, prohibited transactions, and recent legislative changes under the SECURE Acts. Through case studies and practical examples, participants will gain the knowledge to help clients select and manage IRAs effectively in pursuit of their long-term financial goals.

This course examines insider trading, where the misuse of confidential information threatens fairness and trust in financial markets. Students will learn to identify material nonpublic information (MNPI) and understand the roles of tippers and tippees. The course also covers enforcement actions, penalties, and whistleblower protections, with lessons drawn from famous cases. By the end, learners will know how to recognize red flags, follow disclosure rules, and apply best practices to protect both their career and market integrity.

This course explores how generative AI is reshaping the securities industry, from client communications and compliance oversight to trading strategies and risk management. Students will learn how artificial intelligence, machine learning, and large language models work, along with the regulatory obligations firms must follow when using AI tools. The course also highlights AI-driven fraud risks such as deepfakes and unregistered trading platforms, while providing safeguards to protect investors and firms. By the end, learners will understand both the opportunities and challenges of AI, and how to balance innovation with compliance and ethical oversight