Approved IAR CE Courses

This session examines how advisors can effectively plan for the control, access, and transfer of both digital assets and real estate within modern portfolios. It provides practical strategies for overcoming access challenges, optimizing trust structures, and coordinating ownership to enhance protection, efficiency, and long-term planning outcomes.

This session focuses on ensuring estate plans remain effective over time by addressing real-world challenges such as family dynamics, beneficiary readiness, and administrative complexity. Advisors will learn how to incorporate strong governance, thoughtful trustee selection, and flexible planning tools to create plans that adapt and function in practice—not just on paper.

This session explores how accepting an inheritance or gift can create unintended tax, legal, and financial consequences, and when strategic use of qualified disclaimers may be more advantageous. It equips advisors with practical strategies for coordinating disclaimers and trust design to preserve flexibility, protect beneficiaries, and align outcomes with long-term planning goals.

This two-hour ethics program, led by RIA lawyer Richard Chen, examines the ethical, regulatory, and supervisory risks arising from the use of artificial intelligence (AI) tools in advisory practice. Investment adviser representatives will explore how commonly used AI applications—such as large language models, AI meeting notetakers, and content-generation tools—can create heightened risks related to client confidentiality, accuracy of advice, marketing compliance, and recordkeeping.
Through practical examples and realistic case studies, participants will evaluate how improper AI use may lead to violations of fiduciary duty, Regulation S-P obligations, advertising standards, and books-and-records requirements. The course emphasizes the ethical responsibility of advisors to understand, supervise, and critically evaluate AI-generated outputs, reinforcing that human judgment and professional oversight remain essential when integrating AI into client-facing activities.

This intensive course, presented by compliance lawyer Michelle Atlas-Quinn, is meticulously structured to provide investment adviser representatives with a deep dive into the ethical standardsand fiduciary responsibilities critical to their roles. Acknowledging that investment advisers are held to a higher standard within the financial industry, this course will ensure they possess a thorough understanding of the foundational principles, stringent regulations, and best practicesthat inform and guide professional conduct and decision-making.

As clients age, the language we use to discuss financial matters with them is important. Our fiduciary responsibility, always important, may include additional roles, as necessitated byage or family situation. As trusted advisors, understanding the unique social, familial,physical, and cognitive issues seniors face will help in guiding their financial decision-making.The Senior Safe Act, a consumer protection law passed in 2018, requires advisors to report any exploitation of seniors and exempts advisors of any liability, provided the advisor hashad the proper training. This course is designed to provide you with the proper training, to include practical guidance for communication that ensures suitable guidance and product recommendations for the senior client, especially those with diminished cognitive capacity. You will also learn steps you can use to ethically serve seniors and protect yourself. And you will be educated on the regulators' (Finra and SEC) stance on serving seniors.

Affluent families often assume college planning doesn't apply to them'yet the realities of admissions selectivity, institutional aid practices, and multi-year financial commitments require a distinctly tailored strategy. This course equips investment advisor representatives and financial planners with the knowledge, frameworks, and tools to guide high-income clients through a structured, ROI-driven approach to college planning.Participants will be introduced to the MAGIC Method and the College Cash, Credit, and Collateral system, frameworks that align academic, financial, and emotional factors into an integrated wealth strategy. Advisors will leave with practical tools to coach families through a 3'4 year planning runway, dispel persistent myths, and design customized funding models that preserve overall wealth goals while maximizing educational outcomes.

Introduction to the Six Steps of MedicareMany believe you just need to enroll in Medicare, pick your plans, and sign up for them, and you're good for life. However, there is much more to Medicare than that and it is the three overlooked steps that are most important.Step 1: Check Your TimingWhen to enroll in Medicare can be a big and permanent decision. Some will be enrolled automatically, others must enroll, and many can postpone Medicare. Making the wrong decision or missing the chance to enroll can be costly and hazardous to health and wellbeing. The Parts of MedicareJust about everyone has been taught that Medicare has four parts - A, B, C, and D. However, there are really three essential parts that combine to make two important paths.Step 2: Pick your Medicare PathMany do not want to face Medicare decisions and choose their Medicare coverage based on a friend or agent's recommendation, or a television commercial. And this easy way out can lead to problems in the future. Over 70% in a recent Nationwide survey wished they had a better understanding of Medicare basics before deciding what to do.

Selecting the right college and career pathway involves more than just academics and finances'it requires aligning a student's unique gifts, aptitudes, and purpose with the family's long-term financial strategy. Advisors play a critical role in helping families approach college planning as both an educational and financial investment.In Part 1, advisors will explore tools and coaching strategies that help students identify strengths and meaningful career paths, reducing costly transfers and misaligned major changes. In Part 2, advisors will learn how to evaluate a student's academic positioning, build strategic college lists, and manage the admissions process with a project-management mindset.By integrating personal purpose with academic competitiveness, advisors can provide families with a roadmap that contains both emotional and financial clarity'helping clients maximize admissions success while containing costs.