This session provides attendees with a practical introduction to employee stock ownership plans (ESOPs) as shareholder liquidity, diversification, and succession planning tools. We'll explore how leveraged ESOPs function, where they fit relative to traditional transition alternatives, and the tax, valuation, and cash‑flow implications for all stakeholders. In addition, a real‑world case study will highlight the applicability of these unique business transition strategies and the design considerations behind them. Advisors will gain a working understanding of ESOP mechanics, common structures (including partial ESOPs), and the circumstances under which an ESOP may align with a client’s long‑term planning, legacy, and risk‑management objectives.
CFP Board's Code of Ethics and Standards of Conduct course reflects the commitment that all CFP' professionals make to high standards of competency and ethics. CFP Board's Code and Standards benefits and protects the public, provides standards for delivering financial planning, and advances financial planning as a distinct and valuable profession. A CFP' professional must complete this Ethics course every two years to help ensure that they understand the requirement to:1. Act with honesty, integrity, competence, and diligence.2. Act in the client's best interests.3. Exercise due care.4. Avoid or disclose and manage conflicts of interest.5. Maintain the confidentiality and protect the privacy of client information.6. Act in a manner that reflects positively on the financial planning profession and CFP' certification.
When clients begin looking outside U.S. borders for investments, vacation properties, or new residences and citizenships, their U.S. financial advisors can help protect them from missteps. In this session, we will review things to think about when a U.S. person resides in the U.S. but owns foreign property, and when a U.S. person decides to live outside the U.S. Whatever course the client charts, there are many ways to navigate a clear path forward.
This program will examine the SEC's Investment Adviser Marketing Rule (Rule 206(4)-1), including identifying and interpreting core provisions. The presenter will cover how to evaluate and implement compliance best practices in terms of real-world marketing scenarios. Attendees will learn to recognize common Marketing Rule violations, to understand how to avoid similar violations in their own firm's marketing strategies.
This program is a deeper dive into the SEC's Investment Adviser Marketing Rule (Rule 206(4)-1). It will provide an understanding the complexity of the regulation and the need for a robust compliance infrastructure to maintain consistency in marketing across platforms. The presenter will review actual SEC enforcement actions and guide learners through case studies to review real-world consequences.
This webinar will equip financial advisors with essential Social Security education and updates, including the 2026 annual automatic determinations and recent key program rule changes. It will cover the January 2025 repeal of two pension-related rules, as well as any current pending legislative proposals which could impact retirement financial planning. Advisors will also gain insights from the January 2025 study, "Social Security at 90: A Bipartisan Roadmap for the Programs Future," which explores solutions for closing the programs long-term funding gap; the study is by the National Academy of Social Insurance, AARP, the National Institute on Retirement Security, and the U.S. Chamber of Commerce. Attendees will leave with actionable knowledge to guide clients through Social Securitys evolving landscape.