CFP Board's Code of Ethics and Standards of Conduct course reflects the commitment that all CFP' professionals make to high standards of competency and ethics. CFP Board's Code and Standards benefits and protects the public, provides standards for delivering financial planning, and advances financial planning as a distinct and valuable profession. A CFP' professional must complete this Ethics course every two years to help ensure that they understand the requirement to:1. Act with honesty, integrity, competence, and diligence.2. Act in the client's best interests.3. Exercise due care.4. Avoid or disclose and manage conflicts of interest.5. Maintain the confidentiality and protect the privacy of client information.6. Act in a manner that reflects positively on the financial planning profession and CFP' certification.
This program will examine the SEC's Investment Adviser Marketing Rule (Rule 206(4)-1), including identifying and interpreting core provisions. The presenter will cover how to evaluate and implement compliance best practices in terms of real-world marketing scenarios. Attendees will learn to recognize common Marketing Rule violations, to understand how to avoid similar violations in their own firm's marketing strategies.
This program is a deeper dive into the SEC's Investment Adviser Marketing Rule (Rule 206(4)-1). It will provide an understanding the complexity of the regulation and the need for a robust compliance infrastructure to maintain consistency in marketing across platforms. The presenter will review actual SEC enforcement actions and guide learners through case studies to review real-world consequences.
This webinar will equip financial advisors with essential Social Security education and updates, including the 2026 annual automatic determinations and recent key program rule changes. It will cover the January 2025 repeal of two pension-related rules, as well as any current pending legislative proposals which could impact retirement financial planning. Advisors will also gain insights from the January 2025 study, "Social Security at 90: A Bipartisan Roadmap for the Programs Future," which explores solutions for closing the programs long-term funding gap; the study is by the National Academy of Social Insurance, AARP, the National Institute on Retirement Security, and the U.S. Chamber of Commerce. Attendees will leave with actionable knowledge to guide clients through Social Securitys evolving landscape.
Many advisors focus on the "Great Wealth Transfer," estimated to be around $124 trillion through 2048, projected to shift assets from Baby Boomers to their heirs. However, of this amount, approximately $54 trillion is expected to first be passed through inter-spousal transfers to widows, of which more than 95% is expected to go to women.Advisors should prepare married couples for intentionally transferring wealth through titling of assets, making irrevocable lifetime gifts, and structuring inheritances at death through trusts and outright bequests. This session will review the federal estate and gift tax exemption under the Tax Cuts and Jobs Act of 2017 (including the effects of any potential sunset or revision thereto), explore some of the various types of trusts for the benefit of a spouse, and discuss some common hypotheticals for planning for these married couples.With intentional and holistic planning, married couples can thoughtfully prepare, plan and protect for their future, especially upon the death of the first of them to die.(NOTE: The instructor for this course, Brian Balduzzi, Esq., Tax LL.M., MBA, CFP, CEPA, AEP, IPA, was previously qualified as an instructor for NAPFA as instructor #150408, for course #C27698.)
Many families have saved money for college, but most haven't saved enough money to cash flow college. Even well-prepared families often lack a clear strategy for how to use their education savings. This session will examine the ROI for a bachelor's degree, the purpose of the FAFSA (and why most families should complete it), the current gifting landscape, and strategies for using student loans effectively.
We often hear from speakers on compliance topics. However, most never go through what the process is like from the advisor's perspective. The presenter of this session has been the subject of two standard SEC audits and will share real-life examples of what the process is like, essentially running though a mock audit for the attendees.Unlike traditional compliance presentations that focus on regulatory theory, this session will deliver a practitioner-led deep dive into the actual audit experience and draw from authentic case studies. Attendees will have the opportunity to have a hands-on approach to strategic considerations and practical challenges that define successful audit navigation. They will receive actionable frameworks for managing their own regulatory encounters with confidence and professionalism.