Approved IAR CE Courses

Appreciated assets can be both the foundation for wealth and the source of significant tax liability that must be addressed. However, addressing the potential tax impact of these appreciated assets can be a sore spot for clients, often leading them to hold onto assets to their disadvantage or make hasty decisions without considering the various options for addressing capital gains in their portfolio. In this webinar, Tim Steffen, CPA/PFS, CFP', CPWA', delves into the mechanics of capital gains taxation and explores actionable strategies that financial advisors can use to thoughtfully manage their clients' capital gain taxes, considering their clients' objectives and needs. Advanced capital gains management strategies such as custom indexing, Qualified Opportunity Zone Funds, exchange funds, and 351 exchanges will be discussed.

In this continuing education session, learners will review 2 Nerd’s Eye View blog articles: 3 Strategies To Optimize Incentive Stock Options Planning And Address AMT and Using Exchange Funds To Diversify Concentrated Securities (And When It’s Better To Sell Instead).

In the first article, Daniel Zajac details how Incentive Stock Options (ISOs) work, why they create unique tax challenges, and how advisors can strategically guide clients through timing, selling, and AMT-credit planning. In the second article, Ben Henry-Moreland examines how exchange funds can help clients diversify highly appreciated concentrated stock positions while deferring capital gains taxes and explains the tax rules that make these strategies possible.

This month we review the March Blog articles in two quizzes. This quiz includes the following articles: The Impact Of New IRS Proposed Regulations On The SECURE Act: RMDs, Eligible Designated Beneficiaries, Trusts, And More! and Strategies For Maximizing (Or Minimizing!) Rule 72(t) Early Distribution Payments Using IRS Notice 2022-6.

In this continuing education session, learners will review 2 Nerd’s Eye View blog articles: 9 Discovery Meeting Questions To Find Out What Clients Really Want From You And Align Relationship Expectations and A 5-Step Framework To Get More Out Of Discovery Meetings And Uncover What Clients Really Want.

In the first article, Sydney Squires explains the CLEAR framework, a structured approach to improving discovery meetings by helping advisors uncover clients’ deeper motivations behind financial goals. In the second article, Dr. Meghaan Lurtz emphasizes the importance of explicitly setting relationship expectations early in the advisor-client onboarding process to avoid misalignment and build trust. She introduces nine key questions advisors can use to clarify roles, communicate norms, and define success, ultimately improving long-term client engagement and satisfaction.

ETFs have become commonplace in client portfolios as the ETF market has continued to grow at a rapid pace. However, despite the efficiency of the ETF market, this system has also become more fragile, leading to tons of news headlines speculating about the future of ETFs and various investing trends. David Nadig takes advisors through a deep dive into how the ETF market has developed, areas that advisors should actually be concerned about and continue to monitor, and trends that will impact the future of ETF investing. This webinar also features a review of tools and metrics that advisors can use to conduct ETF due diligence, along with a specific list of tools with their pros and cons, including a walkthrough of some commonly used and affordable options.

Every year, high school students endure the arduous process of applying to colleges, hoping to receive the illustrious acceptance letter. As parents walk through the ups and downs of this process with their students, another challenge may loom in the background: how to pay for college once their children get in. With the cost of college continuing to rise, the issue of how to pay for college has become increasingly concerning, especially for affluent families that are often ineligible for need-based aid. In this webinar, Joe Messinger, CFP', discusses how financial planners can help facilitate better conversations between parents and their students about paying for college, touching on topics such as school selection, important applications and formulas, and methods for lowering the cost of college. He further delves into specific strategies to maximize clients' resources to pay for college through a combination of tuition discounts, tax optimization opportunities, lending strategies, and scholarships.

HSAs are a common employee benefit for many clients. However, this form of savings account has several rules regarding contributions and distributions that can easily be overlooked by clients, leaving them open to potential tax penalties and missed opportunities to maximize the benefits of this unique savings vehicle. In this webinar, Ben Henry-Moreland, Senior Financial Planning Nerd at Kitces.com, walks participants through a detailed explanation of the planning considerations of HSA ownership starting from contribution eligibility to distribution rules to transferring assets in an HSA at death. In this session, he also explains how to strategically utilize an HSA to plan for current medical needs, take advantage of tax-free growth, and coordinate benefits with spouses and adult children.

This month we review May blog articles. This quiz includes the following articles: Investing For Nonimmigrant Visa Holders: Understanding Visa Types, Investment Challenges, And Tax Implications and Pass-Through Entity Taxes: Mechanics, Considerations, And Planning Opportunities For Navigating SALT Cap Workarounds

This month we review the August blog articles. This quiz includes the following articles: Motivational Interviewing Techniques To Help Clients Talk Themselves Into Implementing Advice and Crafting More Equitable Advisor Non-Solicit Agreements With The ACRES Agreement