Every year, high school students endure the arduous process of applying to colleges, hoping to receive the illustrious acceptance letter. As parents walk through the ups and downs of this process with their students, another challenge may loom in the background: how to pay for college once their children get in. With the cost of college continuing to rise, the issue of how to pay for college has become increasingly concerning, especially for affluent families that are often ineligible for need-based aid. In this webinar, Joe Messinger, CFP', discusses how financial planners can help facilitate better conversations between parents and their students about paying for college, touching on topics such as school selection, important applications and formulas, and methods for lowering the cost of college. He further delves into specific strategies to maximize clients' resources to pay for college through a combination of tuition discounts, tax optimization opportunities, lending strategies, and scholarships.
HSAs are a common employee benefit for many clients. However, this form of savings account has several rules regarding contributions and distributions that can easily be overlooked by clients, leaving them open to potential tax penalties and missed opportunities to maximize the benefits of this unique savings vehicle. In this webinar, Ben Henry-Moreland, Senior Financial Planning Nerd at Kitces.com, walks participants through a detailed explanation of the planning considerations of HSA ownership starting from contribution eligibility to distribution rules to transferring assets in an HSA at death. In this session, he also explains how to strategically utilize an HSA to plan for current medical needs, take advantage of tax-free growth, and coordinate benefits with spouses and adult children.
This month we review May blog articles. This quiz includes the following articles: Investing For Nonimmigrant Visa Holders: Understanding Visa Types, Investment Challenges, And Tax Implications and Pass-Through Entity Taxes: Mechanics, Considerations, And Planning Opportunities For Navigating SALT Cap Workarounds
Motivational Interviewing Techniques To Help Clients Talk Themselves Into Implementing Advice and Crafting More Equitable Advisor Non-Solicit Agreements With The ACRES Agreement
This month we review the August blog articles. This quiz includes the following articles: Motivational Interviewing Techniques To Help Clients Talk Themselves Into Implementing Advice and Crafting More Equitable Advisor Non-Solicit Agreements With The ACRES Agreement
This month we review the four June blogs which includes: (1) When Financial Planning Practice Standards Apply To CFP Professionals, (2) Understanding New Disclosure And Reporting Requirements Under CFP Board Standards of Conduct, (3) The New Fiduciary-At-All-Times Obligation for CFP Professionals, and (4) The 15 Duties To Clients That CFP Professionals Must Comply With
This program reviews the article Advertising With Testimonials And Endorsements Under The New SEC Marketing Rule. The article covers the the SEC's new marketing rule and its implications for financial advisors, including what is defined as an 'advertisement' under the rule, the enumerated prohibitions on RIA advertising, the new regulations applicable to testimonials and endorsements under the new rule, and the rule's provisions regarding advertisement of third-party ratings. The session addresses ethics as pertains to remaining compliant with Federal and state securities laws and avoiding false or misleading statements in communications and advertising.
This quiz includes the following article from June of 2019: Advisor's Guide To The SEC's Final Regulation Best Interest And Form CRS. The course's content addresses ethics and professional responsibility as it pertains to an advisor's responsibility to avoid or disclose conflicts of interest and remain compliant with SEC regulations (and those of any states that choose to adopt the Federal regulations).
This quiz includes articles from August 2021 and November 2021: Navigating Minimum Net Capital And Surety Bond Requirements For State-Registered RIAs and How Financial Advisor Titles Shape Consumer Perceptions. The course's content addresses ethics and professional responsibility as it pertains to an advisor's responsibility to remain financially solvent in accordance with state regulations and to accurately portray their services and duties to their clients in their titles and disclosures.
SLATs (Spousal Lifetime Access Trusts) are a popular estate planning tool for married clients with a net worth above the current estate planning exemption. Yet, SLATs can also be adapted for clients with $1-10 million in net worth solving for uncertainty, tax, asset protection, and aging. In this webinar advisors will review what a SLAT is and then go through tangible examples of how to turn this traditionally ultra-high net worth tool into a useful tool for a wider range of clients.