Approved IAR CE Courses

This quiz will include a review of the following articles: Performance Advertising Guidelines For Investment Advisers Under the SEC's New Marketing Rule and IAR CE: Continuing Education Requirements For Investment Adviser Representatives And How Different States Adopt NASAA's Model Rule

Given frequent news headlines on the (un)sustainability of the Social Security system, many working-age financial advisory clients might harbor doubts about receiving their full (or any of their) estimated Social Security benefits. In this session, we dive deep into data from the Social Security Board Of Trustees' Annual Report to clear up common misconceptions about the actual health of the Social Security system, review a range of policy options being considered to shore up Social Security for the rest of the century, and discuss how financial advisors can analyze the impact of these policies for both working-age, near-retirement, and already-retired clients, and ways to adapt financial planning assumptions to model the scenarios, providing clients with a more accurate picture of how they might (or might not) be affected.

Preserving HSA Eligibility And Maximizing Contributions After Age 65 and Implementation Questions To Properly Prioritize And Address To-Dos For Consistent Follow-Through

This quiz will include a review of the following articles: Is Private Debt Worth Considering As An (Alternative) Asset Class In Client Portfolios?, Creating A (Just In Case) Game Plan For Clients Facing Layoffs and How Sequence-Of-Inflation Risk Impacts Retirees Beyond Just Sequences Of Returns

Between life insurance, disability insurance, and long-term care insurance, insurance planning can be the focus of financial planning engagements when clients need to address gaps in their risk management. However, when addressing these risk management concerns, advisors commonly make the mistake of helping clients move forward with applying for insurance without proactively planning for the application process. This can lead clients to have a tougher application process and higher premiums that could have been planned for in advice. Carolyn McClanahan, MD, CFP' gives advisors the inside scoop on coding in medical records and their impact on client medical histories, common illnesses and their impact on insurability, and how to proactively plan for insurance applications to minimize insurance premiums for clients.

Conducting a plan presentation meeting process can be the difference between recommendations that gather dust and strategies that transform clients' financial futures. Yet, many advisors struggle to move beyond simply delivering complex analyses to creating compelling, actionable presentations that inspire client confidence and commitment. This critical gap in the planning process often results in delayed implementations, client hesitation, and missed opportunities to demonstrate true advisory value. This course provides a comprehensive framework to overcome that challenge by equipping advisors with practical strategies to lead more engaging and effective plan presentation meetings. Advisors will learn proven techniques for structuring collaborative presentations, translating complex recommendations into clear client benefits, and securing meaningful implementation commitments. Through demonstrations and application-based learning, participants will develop the skills to transform technical planning work into collaborative and actionable client conversations to create the foundation for swift implementation, enhanced client trust, and successful long-term financial plans.

Ethical missteps in financial planning don’t always stem from bad intentions. Often, they arise from misunderstandings or outdated interpretations of evolving standards. With updates to ethical standards from certifying organizations now in effect (such as those from the CFP Board), even experienced advisors may find themselves unsure about what’s changed and how to apply it in real-world scenarios. Further, staying compliant isn’t just a regulatory necessity. It’s foundational to building trust and maintaining the integrity of client relationships. In this session, compliance expert Shelitha Smodic guides attendees through the latest ethical requirements, clarifies expectations, and helps attendees identify how to uphold standards with confidence and clarity in their daily practice. This session fulfills CFP Ethics: A Practical Application of CFP Board's Code and Standards.

This program fulfills the requirement for CFP Board approved Ethics CE. It has been designed to educate CFP' professionals on CFP Board's new Code of Ethics and Standards of Conduct effective October 1, 2019. In this engaging and thought-provoking webinar on CFP ethics, Shelitha Smodic will delve into the ethical considerations and responsibilities of Certified Financial Planners. Explore the intricate balance between client relationships, fiduciary duty, and personal integrity, as we navigate the complex ethical landscape in the financial industry.

In this session, advisors will gain a comprehensive understanding of the SEC Marketing Rule (Rule 206(4)-1) and how to apply it to create effective, compliant marketing strategies. Compliance experts Joseph Antonakakis and Jeffrey Lang with discuss the foundational aspects of the Marketing Rule, including its history, scope, and key changes from prior regulations. Additionally, advisors will learn how to navigate complex requirements surrounding testimonials, endorsements, third-party ratings, and rankings, while understanding the necessary disclosures, accuracy standards, and best practices for each. By the end of the session, advisors will be equipped with practical strategies for balancing compliance with creativity, enabling them to enhance their marketing efforts while adhering to regulatory expectations and upholding their ethical duty to prospects and clients.[

Over half a million divorces occur in America every year, indicating that financial planners are likely to encounter client couples facing divorce within their practice. Due to the adversarial nature of the legal process, the emotional and financial strain on divorcing couples is often exacerbated, leading clients to experience significant stress and leaving advisors looking for ways to offer help. While financial planners are uniquely positioned to provide impactful support due to the collaborative and problem-solving nature of their work, they must navigate complex ethical considerations when working with clients undergoing divorce. This includes maintaining professional integrity while managing evolving client relationships and knowing when to call in specialized divorce planning experts.In this webinar, expert Michael Kothakota will discuss how financial planners can position themselves to support clients facing divorce. He will cover strategies to navigate the ethical and emotional aspects of divorce planning, ensuring that planners are well-equipped to provide the best possible guidance during such a challenging time.