Approved IAR CE Courses

This course, Code of Ethics and Professional Responsibility, acknowledges the elevated standards of conduct that are expected of Professionals. It explores and highlights the practical application of the important areas that are fundamental components of ethics. It acknowledges and includes examination of professional conduct, behavior, and sound practices in working with individual clients as well as adhering to high standards for the benefit of maintaining a positive and professional perception within the population as a whole. It also highlights ethical philosophy and everyday guidelines that are fundamental components of the ethical mission and objectives.
The material has been constructed to provide the aspiring, the newest, and the veteran insurance professional with a format for gaining new and renewed insight into this critical area for professional financial advisors as well as serving as a review of the current information and rules pertinent to this area of overall competency, professionalism and expertise.

This course is designed to enhance the knowledge, understanding, and professional competence of the student as to applicable laws and rules, including recent changes in consumer suitability regulations; law and the duties and responsibilities of the licensee regarding consumer protectionand insurance ethical standards and requirements, including "fiduciary" responsibilities and the"best interest" standard.

In today's rapidly evolving financial landscape, the role of Investment Advisor Representatives (IARs) has never been more crucial. Clients turn to investment advisor representatives not only for their expertise but for their integrity, ethical judgment, and unwavering commitment to acting in clients' best interests. This course will provide you with a thorough understanding of the principles and regulations that underpin ethical conduct in the insurance and financial advisory industries.

This course is designed to educate insurance professionals in regard to the latest regulatorychanges governing suitability standards in the Industry. The new regulation includes a "best interest"standard, both at the federal level through the NAIC Suitability in Annuity Transactions ModelRegulation, SEC Regulation Best Interest (Reg BI) and FINRA Rule 2111; and at the State level through the first state implementation (NY Regulation 187).

To Educate the Insurance Agent about annuity structure and various types of annuitiesand how and when they are applied to a clinet's wealth accumulation and distribution plan.Considerable emphasis is placed on Suitability.