Approved IAR CE Courses

Tron and Miranda are a young couple who are both traveling physical therapists. Currently unmarried but committed to each other, they're seeking financial planning guidance as they look towards their future together. They're at a pivotal life stage, contemplating marriage, potential children, and career transitions.

This is the first meeting with Tron and Miranda, where you'll be immersed in the onboarding meeting and initial planning stages for young traveling physical therapists. You'll witness the critical intersection of personal values, professional mobility, and financial strategy. The session demonstrates how financial planners navigate complex client scenarios and balance technical expertise with empathetic understanding. By the end, you'll see how to develop a personalized financial approach for professionals with variable income and unique life trajectories.

Learning objectives:
Analyze the unique financial planning considerations for mobile professionals with variable income structures
Identify psychological factors influencing clients' money narratives and financial decision-making
Evaluate strategies for building client trust and understanding individual financial values
Recognize the importance of adaptable financial planning in complex professional contexts

The Women & Wealth Masterclass is 8 modules of real frameworks, honest conversation, and immediately applicable tools — taught by Cary Carbonaro, CFP®, MBA, one of the most recognized voices in women's financial planning. This course is designed to shift how planners approach client relationships, and it's built for every planner who wants to serve clients better starting now. Here's what's inside: Module 1: The Women & Wealth Opportunity — The full business case for why this is the most important skill you can develop right now, what the industry is still getting wrong, and why the advisors who figure this out now will still be winning in 30 years. Module 2: The History of Women and Money — The legal and cultural history that still shows up in your client meetings today, whether you realize it or not. Module 3: How Women Experience Money Differently — The psychology behind women's financial decision-making, including the confidence gap, emotional load, and what it actually takes to build trust. Module 4: Why Women Leave Their Advisors — A direct look at what advisors get wrong before, during, and after major client transitions — and exactly what to do differently. Module 5: The Different Types of Women Clients — From breadwinners to widows to business owners to women in transition — how to serve the full spectrum, with case examples and conversation starters for each. Module 6: How to Serve Women Holistically — Healthcare costs, caregiving, philanthropy, behavioral finance, and the values-driven conversations that women clients actually want to have. Module 7: Communication, Connection, and Conversion — The language, questions, and authentic connection strategies that grow your practice without a single hard sell. Module 8: Building a Practice Where Women Are Welcome — A full audit of your client experience, a redesigned discovery process, and a 30-day implementation plan to put it all into practice.