Approved IAR CE Courses

This course guides Investment Adviser Representatives (IARs) through trading-compliance requirements under the Advisers Act. You'll learn how fiduciary duties of loyalty and care drive best execution - balancing cost, speed, and research quality - and monitoring trade allocations to ensure fairness. The curriculum covers Rule 204A-1 personal-trading controls, including access-person reporting and pre-approval workflows, as well as principal and cross-trades. In the final module, you'll explore Section 28(e) soft-dollar rules and Rule 204-2 recordkeeping to maintain a comprehensive audit trail. Enforcement case studies and 2025 exam priorities underscore the importance of rigorous documentation to protect client interests.

This self-study course provides a comprehensive exploration of ethical considerations in investment adviser fee structures and compensation models. It emphasizes the principles of transparency, fairness, and fiduciary duty in disclosing compensation practices to clients. The course examines common fee structures, conflicts of interest arising from revenue sharing and 12b-1 fees, and outlines best practices for clear and complete disclosures. Through case studies, regulatory guidance, and ethical frameworks, participants will strengthen their ability to align compensation models with fiduciary obligations and client trust.

Treasury securities provide investors with both safety and liquidity. This course will examine the essential characteristics of the different types of U.S. government securities, the process by whichthey're offered to investors, and some of the specific risks associated with them. Readers will alsoexamine the impact of changing interest rates and how to analyze yield curves. For a fullerunderstanding of whether a recommendation of Treasury securities is appropriate, details on the taxtreatment of these securities is included.

Tron and Miranda are a young couple who are both traveling physical therapists. Currently unmarried but committed to each other, they're seeking financial planning guidance as they look towards their future together. They're at a pivotal life stage, contemplating marriage, potential children, and career transitions.

This is the first meeting with Tron and Miranda, where you'll be immersed in the onboarding meeting and initial planning stages for young traveling physical therapists. You'll witness the critical intersection of personal values, professional mobility, and financial strategy. The session demonstrates how financial planners navigate complex client scenarios and balance technical expertise with empathetic understanding. By the end, you'll see how to develop a personalized financial approach for professionals with variable income and unique life trajectories.

Learning objectives:
Analyze the unique financial planning considerations for mobile professionals with variable income structures
Identify psychological factors influencing clients' money narratives and financial decision-making
Evaluate strategies for building client trust and understanding individual financial values
Recognize the importance of adaptable financial planning in complex professional contexts

The True Wealth Planning Implementation Part 1 course introduces participants to the ethical and professional foundations of Money Quotient's True Wealth' Planning process. Emphasis is placed on building trust, fostering client self-awareness, and gathering qualitative data in alignment with fiduciary principles. Participants will explore the ethical dimensions of discovery, communication, and the advisor-client relationship. The course focuses on the early stages of planning'Explore, Engage, and the beginning of Envision.

True Wealth Planning Implementation Part 2: Practice focuses on the latter half of Money Quotient's True Wealth' Planning process: Envision, Enlighten, and Empower. Participants will learn how to co-create goals with clients, present financial plans that reflect what matters most, and support meaningful client follow-through. Emphasis is placed on the practical application of planning strategies rooted in each client's unique values and vision.This course is designed to fulfill CE requirements for Products and Practice for Investment Adviser Representatives (IARs).

The Treasury Department and IRS have issued proposed regulations interpreting the newly enacted Trump accounts under IRC §530A—introducing a complex framework that extends well beyond the widely discussed $1,000 pilot contribution.

This program establishes two distinct provisions within the Internal Revenue Code: the Trump account structure under §530A and the Trump Accounts Contribution Pilot Program under §6434. Understanding how these provisions interact—and how they differ—is critical for advisors evaluating planning opportunities and client suitability.

In this session, Denise Appleby (“The IRA Whisperer”) breaks down what the proposed regulations clarify, what operational rules advisors can rely on today, and what key issues remain unresolved.

Advisors will gain practical insight into how Trump accounts are expected to function, how different contribution types are treated, and how to begin positioning these accounts in client conversations.

When only one partner consistently shows up to client service meetings, advice can land in a vacuum, and the disengaged partner may never build the confidence to participate until a crisis forces it. Drawing on the presenters' experience as a two-career couple, their advisory practice, and research on household financial engagement, this session examines why one partner disengages from household finances and what advisors can do about it.
Attendees will leave with seven concrete tools for increasing dual-partner participation, from resetting meeting expectations and engaging the non-participating spouse to leveraging shared technology and encouraging regular money conversations between meetings. This discussion is relevant for advisors who want to lead change on household financial equity and retain client relationships through a wealth transfer set to benefit women and their families for decades.

This course provides an overview of investment risk and the many forms it can take. It also includessome material on risk mitigation. The course discusses the distinction between systematic andnonsystematic risks. The major types of systematic and nonsystematic risk are covered, including but not limited to market risk, interest rate risk, inflation risk, credit risk, liquidity risk,reinvestment risk, exchange rate risk, tracking risk, concentration risk, and operational risk.The role of diversification and hedging as tools for reducing risk are discussed.