Approved IAR CE Courses

This course examines the fiduciary relationship that IARs have with their clients, and how both the duty of care and duty of loyalty apply when acting as a fiduciary. Each component of making recommendations, as well as monitoring performance and handling conflicts of interest will be described. The course will analyze what constitutes adequate client disclosure, as well as the policies and procedures that should be in place to avoid unethical practices and regulatory violations.

This course provides investment adviser representatives with a detailed understanding of how to identify, prevent, and respond to the financial exploitation of senior and disabled clients. It explains the scope and impact of elder financial abuse, outlines red flags for diminished capacity and exploitation, and explores modern threats such as AI-enabled scams and cryptocurrency fraud.Learners will review key federal and state protections, including NASAA's Model Act to Protect Vulnerable Adults from Financial Exploitation, the Senior Safe Act, and recent interagency guidance.The course also presents best practices for reporting, placing transaction holds, engaging trusted contacts, and coordinating with Adult Protective Services and regulators to safeguard vulnerable clients.

This course thoroughly prepares investment advisors to ethically and responsibly address the specialized needs of senior clients, emphasizing the profound importance of adhering to ethical standards and professional responsibilities in financial advising. The curriculum delves into critical areas such as fiduciary duties, legal requirements, ethical decision-making, retirement planning, and estate management, all tailored to the unique challenges faced by seniors, especially those with diminished cognitive capacities. By focusing on the ethical implications of financial advice and the necessity of maintaining the highest levels of professional integrity, the course equips advisors with the skills to navigate complex scenarios with compassion and compliance. Case studies and practical exercises reinforce the commitment to ethical practices and professional conduct, ensuring that advisors build trustful and compliant relationships with their senior clients. This training is essential for enhancing the quality and effectiveness of financial advice, promoting both ethical integrity and professional excellence in the field of senior financial advising.

This course equips financial professionals with essential skills to guide clients through market uncertainty and emotional distress. Participants explore the impact of market volatility on investor psychology, learn strategies for fostering constructive client conversations, and develop techniques to reinforce long-term financial planning. The course emphasizes the importance of investor identity, emotional regulation, and effective counseling principles, including active listening, empathy, and strategic communication. Through real-world examples and behavioral finance insights, advisors learn to help clients manage fear-based decision-making and avoid common pitfalls. By the end of the course, professionals are better prepared to provide reassurance, stabilize client confidence, and navigate the challenges of turbulent financial environments.

This course is designed to turn raw financial data into actionable insight, guiding an analyst from the principles of fundamental analysis all the way to advanced valuation techniques. Beginning with an overview of how the balance sheet, income statement, and cash-flow statement interlock, it then teaches how to extract meaning from core ratios, cash-flow patterns, and industry trends before applying discounted-cash-flow, relative-multiple, and comparable-company models to estimate enterprise value. Readers will learn to integrate quantitative findings with qualitative factors such as competitive advantage and management quality, ultimately executing a three-level fundamental analysisfrom economic climate to company specificsto form well-supported investment conclusions. By the end, readers will be able to gauge liquidity, profitability, and solvency, translate those insights into precise valuations, and present clear recommendations for investors, creditors, or corporate decision-makers.

This course examines the growing issue of financial exploitation, particularly among vulnerable populations such as older adults. Learners will explore common tactics used by perpetrators, warning signs that exploitation is occurring, and the legal and ethical responsibilities of financial professionals in addressing these risks. By the end of the course, the learner will be able to recognize exploitation, take appropriate preventive measures, and support clients in safeguarding their financial well-being.

Detection and prevention of financial exploitation and scams are at the top of regulators' and industry professionals' minds. This course explores the financial exploitation of seniors and vulnerable adults, discussing financial scams and how to recognize and report them.