Approved IAR CE Courses

This course has been developed to give financial and insurance professionals a complete guide to understanding annuities, annuity tax laws and contract structure

This course has been developed to give financial and insurance professionals a complete guide to understanding annuities, annuity tax laws and contract structure, and their suitability ethicalmarketing practices and Senior Fraud

This course provides an overview of the procedures and objectives of a Wisconsin Division of Securities examination of a state-registered investment adviser. It also reviews common deficiencies found by the Division and how advisers can take steps to prevent them.

The Bernie Madoff scandal in 2008 cast new light on an age-old challenge for investors, financial professionals, and regulators. Too often, our psychological and procedural defenses are set up to detect threats from the outside'burglars, hackers, corporate espionage attacks, fraudulent robo-callers, strangers in our midst. But how do we defend ourselves from the trusted criminal'the admired and respected high-achiever who wins our trust, and then betrays us? A better understanding of how Madoff's fraud worked can inform a smarter approach to this hazard for all investors and for everyone trying to keep investors safe from such predators.

This course guides Investment Adviser Representatives (IARs) through trading-compliance requirements under the Advisers Act. You'll learn how fiduciary duties of loyalty and care drive best execution - balancing cost, speed, and research quality - and monitoring trade allocations to ensure fairness. The curriculum covers Rule 204A-1 personal-trading controls, including access-person reporting and pre-approval workflows, as well as principal and cross-trades. In the final module, you'll explore Section 28(e) soft-dollar rules and Rule 204-2 recordkeeping to maintain a comprehensive audit trail. Enforcement case studies and 2025 exam priorities underscore the importance of rigorous documentation to protect client interests.

This self-study course provides a comprehensive exploration of ethical considerations in investment adviser fee structures and compensation models. It emphasizes the principles of transparency, fairness, and fiduciary duty in disclosing compensation practices to clients. The course examines common fee structures, conflicts of interest arising from revenue sharing and 12b-1 fees, and outlines best practices for clear and complete disclosures. Through case studies, regulatory guidance, and ethical frameworks, participants will strengthen their ability to align compensation models with fiduciary obligations and client trust.

Treasury securities provide investors with both safety and liquidity. This course will examine the essential characteristics of the different types of U.S. government securities, the process by whichthey're offered to investors, and some of the specific risks associated with them. Readers will alsoexamine the impact of changing interest rates and how to analyze yield curves. For a fullerunderstanding of whether a recommendation of Treasury securities is appropriate, details on the taxtreatment of these securities is included.

The True Wealth Planning Implementation Part 1 course introduces participants to the ethical and professional foundations of Money Quotient's True Wealth' Planning process. Emphasis is placed on building trust, fostering client self-awareness, and gathering qualitative data in alignment with fiduciary principles. Participants will explore the ethical dimensions of discovery, communication, and the advisor-client relationship. The course focuses on the early stages of planning'Explore, Engage, and the beginning of Envision.

True Wealth Planning Implementation Part 2: Practice focuses on the latter half of Money Quotient's True Wealth' Planning process: Envision, Enlighten, and Empower. Participants will learn how to co-create goals with clients, present financial plans that reflect what matters most, and support meaningful client follow-through. Emphasis is placed on the practical application of planning strategies rooted in each client's unique values and vision.This course is designed to fulfill CE requirements for Products and Practice for Investment Adviser Representatives (IARs).

The Treasury Department and IRS have issued proposed regulations interpreting the newly enacted Trump accounts under IRC §530A—introducing a complex framework that extends well beyond the widely discussed $1,000 pilot contribution.

This program establishes two distinct provisions within the Internal Revenue Code: the Trump account structure under §530A and the Trump Accounts Contribution Pilot Program under §6434. Understanding how these provisions interact—and how they differ—is critical for advisors evaluating planning opportunities and client suitability.

In this session, Denise Appleby (“The IRA Whisperer”) breaks down what the proposed regulations clarify, what operational rules advisors can rely on today, and what key issues remain unresolved.

Advisors will gain practical insight into how Trump accounts are expected to function, how different contribution types are treated, and how to begin positioning these accounts in client conversations.