Approved IAR CE Courses

This course equips advisors with the knowledge and tools to navigate ethical challenges during times of financial crises and market volatility. Advisors will explore key ethical principles, such as transparency, accountability, and empathy, while learning how to manage client relationships under pressure. Through real-world case studies and actionable frameworks, participants will examine the complexities of balancing short-term decisions with long-term goals, addressing conflicts of interest, and using financial products responsibly. The course emphasizes best practices for ethical crisis management, including leveraging technology, understanding behavioral finance insights, and fostering a firm-wide culture of integrity. Advisors will also gain insights into emerging challenges, such as data privacy, sustainable investing, and the ethical use of artificial intelligence.

With advisory clients entrusting their financial wellbeing to investment advisers and their
representatives, playing by the rules takes a pivotal role in the investment advisory industry. Among the
various learning methods, case studies offer one of the best ways to simulate a hands-on experience.
Our case studies, all based upon true SEC and state actions (names and other details have been
modified for protection), will give you a more realistic opportunity to learn from the mistakes of others.

This course provides the insurance producer with an extensive review of the insurance industry. It delves into a discussion on IRAs, annuities, followed by a broad assessment of insurance products, and including case studies, of the ethical and fiduciary responsibilities of an insurance producer.

The course will examine the importance of maintaining ethical policies and procedures when clients are faced with making decisions during times of market uncertainty. A description is provided of the different types of market volatility and how investors typically react. Some of the most effective methods that can be used to manage client concerns will be covered. Case studies will be provided throughout to provide real-world examples of the various issues and how they should be handled.

In today's increasingly complex regulatory and technological landscape, business continuity and succession planning have become essential components of an investment adviser's fiduciary responsibility. These two documents serve as operational guardrails, protecting both clients and advisory firms from disruption, client uncertainty, and reputational harm. This self-study guide was developed to equip financial professionals with a comprehensive understanding of the ethical, regulatory, and practical considerations involved in developing and maintaining effective business continuity and succession strategies.

This course provides a foundational framework for understanding how ethical decision-makingoccurs in a business context. The course covers how ethical standards are established, as well as the importance of observing them. The investment adviser representative is encouraged toevaluate how the norms within a workplace can have a positive or negative impact on the ethicalbehavior of individuals. Theories of ethics are discussed, including the history, advantages,and limitations of each, with examples to illustrate the implications of different approaches toethics. Through discussion and examples, the representative is encouraged to take a balancedand thoughtful approach to understanding ethical decision-making. The course distinguishesbetween actions that are obligatory, permissible, and impermissible. The course discusses theinvestment adviser representative's obligation to take the client's values into account whenmaking investment recommendations. Examples of ethical decision-making are presented thatrequire the IAR to either determine the best course of action or understand the thought processbehind a particular ethical decision.

Ethics in the securities industry is guided by specific rules and common law decisions. FINRA’s monthly disciplinary actions provide an industry overview. In early 2023, the SEC proposed amendments to strengthen its ethics compliance program, reflecting the industry’s focus on ethical practices to build investor trust. This course examines the ethical duties of registered individuals and reviews instances of fraud, forgery, and other ethical failings.