Approved IAR CE Courses

Between life insurance, disability insurance, and long-term care insurance, insurance planning can be the focus of financial planning engagements when clients need to address gaps in their risk management. However, when addressing these risk management concerns, advisors commonly make the mistake of helping clients move forward with applying for insurance without proactively planning for the application process. This can lead clients to have a tougher application process and higher premiums that could have been planned for in advice. Carolyn McClanahan, MD, CFP' gives advisors the inside scoop on coding in medical records and their impact on client medical histories, common illnesses and their impact on insurability, and how to proactively plan for insurance applications to minimize insurance premiums for clients.

This advanced text-only self-study course develops investment product and portfolio analysis for investment
adviser representatives. Nine modules address objectives and constraints, equity claims and fund structures, fixed
income valuation and risk, pooled-vehicle costs and manager evidence, alternatives and valuation, derivatives and
embedded leverage, diversification and concentration, dated liquidity stress and integrated product selection.
Original worked calculations and hypothetical cases require learners to distinguish legal claims from economic
exposure, reconcile assumptions and costs, test feasibility before ranking products, and explain the limits of
evidence and models.

Conducting a plan presentation meeting process can be the difference between recommendations that gather dust and strategies that transform clients' financial futures. Yet, many advisors struggle to move beyond simply delivering complex analyses to creating compelling, actionable presentations that inspire client confidence and commitment. This critical gap in the planning process often results in delayed implementations, client hesitation, and missed opportunities to demonstrate true advisory value. This course provides a comprehensive framework to overcome that challenge by equipping advisors with practical strategies to lead more engaging and effective plan presentation meetings. Advisors will learn proven techniques for structuring collaborative presentations, translating complex recommendations into clear client benefits, and securing meaningful implementation commitments. Through demonstrations and application-based learning, participants will develop the skills to transform technical planning work into collaborative and actionable client conversations to create the foundation for swift implementation, enhanced client trust, and successful long-term financial plans.

This self-study course equips Registered Investment Advisers and Investment Adviser Representatives with practical tools to establish and maintain professional boundaries while strengthening client relationships. Using current NASAA and SEC expectations as the ethical and regulatory backbone, the course clarifies role boundaries, highlights risks of boundary erosion, and translates rules into everyday practices across modern communication channels. Through scenarios and policy templates, learners will practice identifying red flags, resolving boundary challenges, documenting decisions, and building firmwide procedures that promote trust, fairness, and compliance.

Ethical missteps in financial planning don’t always stem from bad intentions. Often, they arise from misunderstandings or outdated interpretations of evolving standards. With updates to ethical standards from certifying organizations now in effect (such as those from the CFP Board), even experienced advisors may find themselves unsure about what’s changed and how to apply it in real-world scenarios. Further, staying compliant isn’t just a regulatory necessity. It’s foundational to building trust and maintaining the integrity of client relationships. In this session, compliance expert Shelitha Smodic guides attendees through the latest ethical requirements, clarifies expectations, and helps attendees identify how to uphold standards with confidence and clarity in their daily practice. This session fulfills CFP Ethics: A Practical Application of CFP Board's Code and Standards.

This program fulfills the requirement for CFP Board approved Ethics CE. It has been designed to educate CFP' professionals on CFP Board's new Code of Ethics and Standards of Conduct effective October 1, 2019. In this engaging and thought-provoking webinar on CFP ethics, Shelitha Smodic will delve into the ethical considerations and responsibilities of Certified Financial Planners. Explore the intricate balance between client relationships, fiduciary duty, and personal integrity, as we navigate the complex ethical landscape in the financial industry.