Approved IAR CE Courses

This course is designed to present some basic details regarding digital assets, including theadvantages and disadvantages of this asset class. By providing background information and defining key terms, readers will gain greater insight into the digital asset market. The course will also cover the tax implications of using digital assets and the different positions taken by variousregulators as they apply their rules and regulations on digital assets.

Digital Assets & Web3: Compliance Considerations for RIAs provides investment professionals with the tools to understand, evaluate, and navigate the rapidly evolving world of digital assets. Through the chapter Navigating Digital Assets & Crypto, the course explores the unique characteristics of cryptocurrencies and other Web3 products, their associated risks, and the regulatory considerations shaping their use in advisory practices. Participants will learn how to assess suitability, mitigate compliance challenges, and align recommendations with fiduciary responsibilities when working with digital asset investments. This course equips advisers with practical strategies to responsibly incorporate emerging technologies into client portfolios while maintaining regulatory and ethical standards.

This course provides an overview of diversification as an aspect of investment strategy. Thepurpose and benefits of diversification are outlined, as are specific types of diversification, such asdiversification across asset classes or sectors of the economy. The role of correlation in properlydiversifying is covered, including how the usefulness of diversification changes at different levelsof correlation. The course discusses the limitations of diversification, including overdiversificationand the inability of diversification to eliminate systematic risk. Common diversification myths areidentified and challenged. The course covers practical considerations such as strategic vs. tacticalasset allocation, the core-satellite method, and rebalancing.

There are financial and ethical issues that planners need to understand when working with clients in the midst of divorce. We'll look at financial and tax concerns, addressing these without practicing law, ethics in working with an existing client couple who goes through divorce, and what planners can do to help without violating those ethics. We'll also touch briefly on the practice management issues and ethical issues of incorporating divorce consulting into a practice.

This one-hour course is designed for individuals who are involved in conducting, assisting and/orreviewing an investment adviser firm's annual compliance review. Although this course will delveinto the recent amendment to SEC Rule 206(4)-7, which mandates written documentation ofannual compliance reviews, it will also review the applicable requirements for state and federallyregistered investment advisers while offering insights and best practices for conductingcomprehensive reviews to ensure regulatory compliance and mitigate risks effectively.

This course is intended for investment adviser representatives and investment adviser firmcompliance staff members wanting to gain an understanding and implement a due diligence reviewprocess for service providers utilized by the firm to perform certain advisory functions. In October2022, the U.S. Securities and Exchange Commission (SEC) proposed Rule 206(4)-11, which wouldrequire SEC registered investment advisers to conduct both documented due diligence before hiring,and continued oversight of, third parties when outsourcing certain functions necessary to theadviser's provision of investment advice. The speaker will explain how the proposed Rule mayimpact investment adviser firms. The speaker will also discuss with attendees some of the bestpractices all investment adviser firms should currently have in place when performing due diligenceof service providers and the expectations of regulators. Equal attention will be given to the duediligence review process itself and what investment advisers should look for with each serviceprovider, including red flags, when performing such a review.

This course is designed to help investment adviser representatives, supervisory principals, compliance professionals, and firm executives understand the duty of care of an investment adviser registered with the U.S. Securities and Exchange Commission ("SEC") as relates to providing investment advice and recommendations. The speaker will review the components of the duty of care and specific examples of what constitutes failure to exercise duty of care.

As education costs and tax laws evolve, high-net-worth families are increasingly using 529 plans as more than college savings vehicles'they are powerful tools for estate planning and wealth transfer. This advanced session explores the emerging strategy of Dynasty 529 Planning, where families leverage long-term compounding, strategic gifting, and multigenerational beneficiary designations to build a lasting educational legacy while reducing estate tax exposure.Advisors will gain insights into how Dynasty 529s integrate with trusts, gifting strategies, and tax-efficient legacy planning, as well as how to apply the SECURE Act 2.0's Roth rollover provisions for unused funds. Compliance, documentation, and risk management best practices will also be covered, equipping advisors to confidently position 529s as part of a family's broader estate strategy.