Approved IAR CE Courses

In this continuing education session, learners will review two Nerd's Eye View articles: Avoid Getting Caught Up In Big Market Delusions: The Case Study Of Electric Vehicles and Helping Hesitant Clients Boost Their Retirement Spending. In the first article, Larry Swedroe and Ben Henry-Moreland explain the concept of the 'big market delusion' and how advisors can help clients avoid the consequences of this investment bias. In the second article, Adam Van Deusen explains why some clients may be hesitant to spend in retirement and how advisors can help these clients move past their discomfort by framing conversations about retirement income differently and implementing behavioral-based tactics to help clients prepare for their retirement spending.

Producers must not only understand and explain their products but also ensure clients know how the products work and meet their needs. This course focuses on avoiding penalties and fees on annuity withdrawals. It emphasizes advising clients on proper annuity use to maximize benefits and avoid negative consequences.

Familiarity with the Bank Secrecy Act will help you to stop money laundering - a major international crime that supports a host of other illegal activities such as drug trafficking, terrorism and arms dealing. This course will describe why, as an employee of a bank, financial institution or firm, it is essential to know your clients and their banking habits, and to recognize when they deviate from their normal routines.

This one hour course is intended for investment adviser representatives of SEC or state-registeredinvestment adviser firms. This course will introduce students to the CCO role as described in SEC Rule 206-4(7). By the end of the course, students should have acquired an understanding of thewhat the CCO's responsibilities are, who qualifies to serve as a CCO, and what is expected of theCCO during a regulatory exam.

The course will review the basics of option investments. It will review terminology related to buyingand selling options, in addition to the rights and obligations associated with basic option positions.The course will then introduce intrinsic and time value of an option's premium. Option contract terms,the adjustment of those terms, and the role of the Options Clearing Corporation will also be examined.In the last part of the course, students will learn how to calculate profits and losses on long calls, short calls, long puts, and short puts.

Options are notorious for being one of the most challenging products for students who are studying for securities-related qualification exams and for registered representatives and investment adviser representatives who do not regularly use them in their practice. This course is designed to help you gain a basic understanding of options, how they work, and when they can be suitably applied.

In this 120-minute session, leading experts in the field of behavioral finance and human-centric advising'including Hal Hershfield, Heather and Doug Boneparth, Meghaan Lurtz, and Ross Marino'share actionable insights on how financial advisors can provide more meaningful, personalized client experiences. The session focuses on deepening client relationships by moving beyond traditional financial metrics and integrating behavioral science into the advisory process. Hal Hershfield introduces the concept of the "future self" and explains how advisors can help clients make long-term financial decisions by fostering empathy for their future selves. Heather and Doug Boneparth explore the dynamics of money in relationships, providing tools for guiding couples in overcoming financial conflicts and aligning their financial goals. Ross Marino brings a practitioner's perspective, emphasizing the importance of building a human-first practice where clients feel seen, heard, and understood. Meghaan Lurtz wraps up by offering techniques for asking better questions, especially during challenging client interactions, ensuring that clients feel supported during life transitions and financial crises.

One of the most valuable jobs a financial planner has is that of a decision-partner. Financial decisions are often hard, financial decisions are often large, and the financial landscape is always changing. The gift of a financial decision-partner is invaluable. This unique webinar will look at advisors as decisions partners in a variety of ways including: psychology's impact on decisions with Morgan Housel, homeownership decisions with Kyla Scanlon, technology's role in the advisor-client relationship with Jason Periera, supporting first-time financial decision-makers with Valerie Rivera, portfolio decisions with Cem Karsan, and then the Shaping Wealth team explores the latest ideas on financial planners as decision-partners. Money and how consumers feel about it matters. This webinar provides insights into the various ways advisors can more effectively talk to their clients and use investor psychology to support them in pivotal times.