Approved IAR CE Courses

Explore the foundational concepts of asset allocation and practical implications of modern portfolio theory. This course also covers rebalancing and the risks that investors may encounter, an extensive history of the capital markets, and a section devoted to suitability and the benefits and disadvantages of wrap accounts.

Advisors have long explored asset allocation, but what about asset location strategy? By understanding the different estate, tax and asset protection implications of various investment holdings and accounts, along with a client's goals and other factors, advisors can deliver more value by selecting a more optimal investment portfolio among a client's accounts. Advisors should equip themselves with a more integrated and cohesive understanding of these types of accounts, factors for client consideration, and tips and tricks for making strategic changes to a client's investment portfolio to enhance investment and estate planning benefits.

Attendees will be introduced to the concept of non-marital assets and how they may be excluded from division in a future divorce. The presentation will identify the different types of non-marital assets and provide practical strategies for investing in and preserving them. Attendees will also learn which records and documents should be retained to help substantiate a non-marital claim if needed in the future.

In this continuing education session, learners will review two Nerd's Eye View articles: Avoid Getting Caught Up In Big Market Delusions: The Case Study Of Electric Vehicles and Helping Hesitant Clients Boost Their Retirement Spending. In the first article, Larry Swedroe and Ben Henry-Moreland explain the concept of the 'big market delusion' and how advisors can help clients avoid the consequences of this investment bias. In the second article, Adam Van Deusen explains why some clients may be hesitant to spend in retirement and how advisors can help these clients move past their discomfort by framing conversations about retirement income differently and implementing behavioral-based tactics to help clients prepare for their retirement spending.

Producers must not only understand and explain their products but also ensure clients know how the products work and meet their needs. This course focuses on avoiding penalties and fees on annuity withdrawals. It emphasizes advising clients on proper annuity use to maximize benefits and avoid negative consequences.

Familiarity with the Bank Secrecy Act will help you to stop money laundering - a major international crime that supports a host of other illegal activities such as drug trafficking, terrorism and arms dealing. This course will describe why, as an employee of a bank, financial institution or firm, it is essential to know your clients and their banking habits, and to recognize when they deviate from their normal routines.

This one hour course is intended for investment adviser representatives of SEC or state-registeredinvestment adviser firms. This course will introduce students to the CCO role as described in SEC Rule 206-4(7). By the end of the course, students should have acquired an understanding of thewhat the CCO's responsibilities are, who qualifies to serve as a CCO, and what is expected of theCCO during a regulatory exam.

The course will review the basics of option investments. It will review terminology related to buyingand selling options, in addition to the rights and obligations associated with basic option positions.The course will then introduce intrinsic and time value of an option's premium. Option contract terms,the adjustment of those terms, and the role of the Options Clearing Corporation will also be examined.In the last part of the course, students will learn how to calculate profits and losses on long calls, short calls, long puts, and short puts.