Approved IAR CE Courses

This course is intended for investment adviser representatives, and provides an in-depth review of financial exploitation of senior adults and how investment advisers can identify and prevent it. It includes five sections that focus on defining financial exploitation, risk factors of seniors, perpetrators of financial exploitation, identifying and responding to suspected exploitation, and suggested business practices for preventing financial exploitation.

The course will examine the evolution of trusts and then provide the history of both the Prudent Man Rule and Uniform Prudent Investor Act (UPIA). The concept of portfolio diversification and why it's an ethical requirement will be analyzed. Violations of the UPIA will be described and a hypothetical case study with examples of a trustee committing ethical violations is provided.

Financial advisors are currently navigating unprecedented changes in fixed income markets, and this course is designed to provide the critical guidance needed for strategic portfolio construction. This symposium brings together leading experts from the ETF and mutual fund industries to offer in-depth insights into nine key fixed income topics. The discussions will cover a wide range of subjects, including the outlook on interest rates, how to effectively move out of cash, and where to take on credit risk. Attendees will gain a comprehensive understanding of diverse strategies, from active ETFs and multisector bond investing to the unique roles of CLOs and bank loans, to better serve their clients in a dynamic market environment.

This course covers the characteristics of real estate investment trusts (REITs), including the differences between investing in real estate directly and investing in REITs, and the suitability and tax concerns of each. In addition, the course compares the characteristics and risks of publicly-traded REITs, non-exchange-traded REITs and private REITs. Differences between equity and mortgage REITs are also explained.

NASAA, FINRA, the SEC, industry groups, and courts have all made significant changes to the rules related to investment advisers and their investment adviser representatives ("IAR's")during 2024 and 2025. IAR's should know and understand how these recent developments affect the following areas, among others:Prior to the FinCEN Final Rule, there were no Federal or State regulations requiring IAs to maintain AML/CFT programs, including a CIP program or records under the Bank Secrecy Act (BSA);The amendments to Regulation S-P enhance the protection of consumer financial information by broadening the scope of information covered by Regulation S-P's requirements for covered institutions, inter alia broker-dealers,and investment advisers;Amendments to Regulation S-P will likely require modifications to cybersecurity programs; andUpdated Security Policy Templates are available on The Web - In partnership, the Cybersecurity Risk Foundation (CRF) and SANS have created a library of free cybersecurity policy templates to help organizations quickly define, document, and deploy key cybersecurity policies. The templates were updated April 15, 2025.

In this continuing education session, learners will review 2 Nerd’s Eye View blog articles: Recommending A Corporate Trustee: Finding One Who Will Serve The Client’s Interests (Without Competing For Client Relationship) and The 6-Figure Care Decision: Evaluating Continuing Care Retirement Communities (CCRCs) And Other Later-Life Housing Strategies

In the first article, author David Haughton explores the critical role of trustee selection in ensuring a client’s estate plan functions as intended, with particular focus on when and how financial advisors should recommend a corporate trustee. The discussion examines the differences between individual trustees, traditional corporate trustees, professional trustees, and advisor-friendly trust companies, along with the implications of directed versus delegated trust structures.

Second, author Kathleen Rehl explores how financial advisors can guide clients through later-life housing decisions, with a particular focus on Continuing Care Retirement Communities (CCRCs). The discussion reframes the decision away from simply comparing amenities or monthly costs and toward evaluating how housing and long-term care will be delivered, coordinated, and funded over time. The article outlines the structural differences between aging in place, 55+ communities, assisted living, and CCRCs, highlighting how each option allocates financial, longevity, and care-coordination risks.

This course discusses the three sections under Ch. DFI-Sec 5 for the state-registered investment adviser. Section DFI-Sec 5.03 covers recordkeeping requirements, including client suitability documentation. Section DFI-Sec 5.04 covers reporting requirements. Section DFI-Sec 5.05 covers contract and practice rules, including requirements for client contracts.

This course is a one-hour online self-study training program consisting of three twenty minute modules