Approved IAR CE Courses

In the early days, reverse mortgages were generally treated as a last resort option after other resources were depleted, or as a way to obtain quick access to a large lump-sum of assets. This is not the appropriate way to think about reverse mortgages in a retirement income plan, especially in light of recent research. The reverse mortgage option should be viewed as a method for responsible retirees to create liquidity for an otherwise illiquid asset, which in turn can create new options that potentially support a more efficient retirement income strategy (more spending and/or a greater legacy). After providing an overview of retirement income planning, which sets the context for understanding the potential role of reverse mortgages, this presentation explains the basics for how reverse mortgages work. I then provide an overview of potential uses for a reverse mortgage in a retirement income plan.

This course will provide advisors with a review of the different ways to title/characterize property and an overview of the different types of trusts. Specifically, this course will cover the two property system: separate property & community property and how property is classified as one or the other. Additionally, this course will discuss different categories of title holding (JTWROS, CPWROS, TIC) and the various ways different types of financial accounts may be transferred after the owner's death. Lastly, this course will dive into the main components of a trust, the different classifications of a trust, and the common types of trusts used.

This course explains what robo-advisors are and this evolving industry as a whole. It reviewssome of the biggest providers, as well as the services that robo-advisors offer. It also assesses thestrengths and weaknesses of robo-advisors and financial advisors, and how they complement each other.

This program is a deeper dive into the SEC's Investment Adviser Marketing Rule (Rule 206(4)-1). It will provide an understanding the complexity of the regulation and the need for a robust compliance infrastructure to maintain consistency in marketing across platforms. The presenter will review actual SEC enforcement actions and guide learners through case studies to review real-world consequences.

Ponzi schemes aimed at defrauding unsuspecting individuals and taking their money have existed for hundreds of years. The Madoff scheme brought this type of scam to the attention of the American public in 2008, but there are many other such schemes that have operated in the United States since then. The purpose of this course is to familiarize tax professionals with Ponzi schemes and help them identify the hallmarks of such schemes. The guidance offered to tax professionals to deal with clients who have suffered Ponzi losses is presented and discussed, together with examples from the U.S. Tax Court in which taxpayers are seeking to recover their losses.