Approved IAR CE Courses

NASAA, FINRA, the SEC, industry groups, and courts have all made significant changes to the rules related to investment advisers and their investment adviser representatives ("IAR's")during 2024 and 2025. IAR's should know and understand how these recent developments affect the following areas, among others:Prior to the FinCEN Final Rule, there were no Federal or State regulations requiring IAs to maintain AML/CFT programs, including a CIP program or records under the Bank Secrecy Act (BSA);The amendments to Regulation S-P enhance the protection of consumer financial information by broadening the scope of information covered by Regulation S-P's requirements for covered institutions, inter alia broker-dealers,and investment advisers;Amendments to Regulation S-P will likely require modifications to cybersecurity programs; andUpdated Security Policy Templates are available on The Web - In partnership, the Cybersecurity Risk Foundation (CRF) and SANS have created a library of free cybersecurity policy templates to help organizations quickly define, document, and deploy key cybersecurity policies. The templates were updated April 15, 2025.

In this continuing education session, learners will review 2 Nerd’s Eye View blog articles: Recommending A Corporate Trustee: Finding One Who Will Serve The Client’s Interests (Without Competing For Client Relationship) and The 6-Figure Care Decision: Evaluating Continuing Care Retirement Communities (CCRCs) And Other Later-Life Housing Strategies

In the first article, author David Haughton explores the critical role of trustee selection in ensuring a client’s estate plan functions as intended, with particular focus on when and how financial advisors should recommend a corporate trustee. The discussion examines the differences between individual trustees, traditional corporate trustees, professional trustees, and advisor-friendly trust companies, along with the implications of directed versus delegated trust structures.

Second, author Kathleen Rehl explores how financial advisors can guide clients through later-life housing decisions, with a particular focus on Continuing Care Retirement Communities (CCRCs). The discussion reframes the decision away from simply comparing amenities or monthly costs and toward evaluating how housing and long-term care will be delivered, coordinated, and funded over time. The article outlines the structural differences between aging in place, 55+ communities, assisted living, and CCRCs, highlighting how each option allocates financial, longevity, and care-coordination risks.

This course discusses the three sections under Ch. DFI-Sec 5 for the state-registered investment adviser. Section DFI-Sec 5.03 covers recordkeeping requirements, including client suitability documentation. Section DFI-Sec 5.04 covers reporting requirements. Section DFI-Sec 5.05 covers contract and practice rules, including requirements for client contracts.

Election season can represent a stressful time for many clients, leading to an uptick in emotional responses, such as anger, anxiousness, or worry. Advisors know that clients bring their whole selves to their engagements, and advisors often must address these feelings to help clients progress with their financial goals and objectives productively. Barbara Kay explains how advisors can quickly assess their client's personality types and then provides guidance on how advisors can adapt their approach to connect with and calm clients based on their unique needs. Throughout her presentation, Barbara explains the scenarios that may cause clients stress and why and provides some context around how stress can present itself depending on the client's personality type. Barbara concludes with advice on how financial advisors can use financial counseling techniques to effectively communicate with clients during times of high emotion and address client biases.

In this continuing education session, learners will review 2 Nerd's Eye View blog articles: From Acknowledgment To Engagement: Key Questions To Reframe Issues And Get Action When Clients Are Off Track and Converting A Primary Residence Into Rental Property: Tax Strategies To Preserve Gain Exclusion, Defer Gain Recognition, And Leverage Deductible Expenses. In the first article, Meghan Lurtz shares strategies to turn to flounder meetings into collaborative, engaging conversations that inspire clients to take ownership of their financial plans. In the second article, Jeffrey Levine explains the key tax implications and opportunities when converting a primary residence into a rental property, including how to maximize deductions, preserve the Section 121 home-sale gain exclusion, and use deferral strategies such as a 1031 exchange.

Regulation SP Amendments - Ethics and Privacy is a one-hour, self-paced course designed for Investment Advisory Representatives. You'll explore the evolution of the Regulation S-P and the 'Safeguards Rule,' learn to recognize sensitive customer information, and assess its risk potential. Through real-world scenarios, you'll master a three-step breach response framework - recognize, escalate, notify - and develop client-focused communication strategies. The course then delves into fiduciary principles, such as care, loyalty, and diligence, to guide ethical decision-making, vendor oversight, and conflict mitigation. Finally, you'll implement practical controls, including 72-hour breach alert clauses and audit-ready documentation, ensuring your firm's data privacy measures are as robust and trustworthy as your financial advice.

This course is designed to educate insurance professionals in regard to the latest regulatorychanges governing suitability standards in the Industry. The new regulation includes a "best interest"standard, both at the federal level through the NAIC Suitability in Annuity Transactions ModelRegulation, SEC Regulation Best Interest (Reg BI) and FINRA Rule 2111; and at the State level through the first state implementation (NY Regulation 187).

This course examines how Reg BI has increased the transparency of the relationships that retail investors have with broker-dealers and/or investment advisers. The key provisions of Reg BI will be analyzed in detail, which include the Disclosure Obligation, the Care Obligation, the Conflict of Interest Obligation, and the Compliance Obligation. Special emphasis is placed on understanding the types of conflicts that may arise when making financial recommendations and how to mitigate or eliminate them. The use of case studies will enhance understanding in how to handle situations that may arise in adherence with the provisions of Reg BI.