Approved IAR CE Courses

This course will focus on the regulations that affect investment adviser representatives (IARs).

This quiz includes the following articles: Maximizing Split-Interest Charitable Deductions With New Pooled Income Funds Over CRTs, and Can A Charitable Remainder UniTrust (CRUT) Truly Replace The Benefits Of The 'Stretch' IRA?

This quiz includes the following articles: (1) Equity Compensation Planning as a Niche: Market Opportunities and Differentiated Value and (2) Investing a Roth IRA in Early Stage Growth Companies without Violating Prohibited Transaction Rules

This quiz includes the following articles: Adjusting Monte Carlo Success Thresholds By Tolerance For Spending Volatility, Getting Comfortable Delaying Social Security With Six-Month 'Reversible' Delays, and Analyzing Net Unrealized Appreciation (NUA) Opportunities For Privately Held Company Employee Stock Ownership Plans (ESOPs)

This quiz includes the following articles: This quiz highlights a series of articles surrounding questions and other critical communication skills that advisors will want to consider in order to deepen and enrich client relationships through the financial planning process.

This quiz reviews the following two blog articles: Why High Equity Valuations And Low Bond Yields Won't (Necessarily) Break The 4% Rule and Maximizing The Step-Up In Basis By Gifting Assets Between Spouses.

This quiz covers questions and strategies advisors can employ with clients experiencing crisis. Crisis can include things like losing a spouse or market event, or even just being anxious around an expected financial change.

This course will provide financial advisors with an in-depth review of restricted stock units (RSUs), including their structure, taxation, and strategic planning considerations. Specifically, the course will cover the stages of grant, vesting, and sale; federal and California tax implications; and special circumstances such as mergers, acquisitions, and IPOs. Advisors will learn how to navigate withholding requirements, source tax rules, and double trigger vesting provisions. The presentation will also highlight diversification strategies, cash flow planning, and cross-year tax coordination. In addition, attendees will gain practical skills for using StockOpter to track, model, and manage RSU holdings, helping them better guide clients in optimizing equity compensation outcomes.

This two-hour program will provide financial professionals with practical strategies to improve retirement planning outcomes through enhanced retirement spending and tax optimization techniques. During the first hour, participants will examine the mathematical, behavioral, and practical limitations of using “Probability of Success” as a primary retirement planning metric and explore alternative frameworks for evaluating retirement spending plans and communicating risk to clients. During the second hour, participants will learn how to identify and evaluate tax planning opportunities for retirees and pre-retirees, including Roth conversions, tax bracket management, Medicare IRMAA considerations, Social Security taxation, required minimum distributions, and income sequencing strategies. The program is designed to help advisors develop more effective retirement income recommendations that support long-term financial sustainability, tax efficiency, and improved client understanding.

This program explores the evolving landscape of Roth IRA conversions in light of recent tax law changes introduced under the OBBB, with a focus on identifying both opportunities and hidden pitfalls. Participants will gain a deeper understanding of how provisions such as SALT deduction phaseouts, QBI limitations, and new senior deductions can significantly impact marginal tax rates and conversion outcomes. Through practical strategies and real-world applications, advisors will learn how to optimize Roth conversion decisions, minimize tax exposure, and better serve clients across a variety of financial situations—including high-net-worth individuals, business owners, and special needs planning scenarios.