Approved IAR CE Courses

In recognition of World Elder Abuse Awareness Day, this session will explore the growing impact of elder financial exploitation and the strategies needed to help prevent it — from early detection to coordinated responses across sectors.

Join us for an enlightening webinar titled "Navigating the Complexities of Dual Registration in the Financial Industry." This comprehensive session is designed to unravel the intricacies of dual registration, an increasingly pertinent topic in the evolving landscape of financial regulation.In our introductory segment, we will set the stage by discussing the significance of dual registration in the financial sector, offering a succinct yet thorough overview that underscores its relevance in today's market. Moving forward, we delve into the definition, scope, and historical evolution of dual registration, including a detailed examination of the regulatory frameworks imposed by both the SEC and state authorities. Our expert speakers will navigate the labyrinth of regulatory compliance challenges, emphasizing key issues such as fiduciary duties, reporting requirements, and managing conflicts of interest.The webinar will also shed light on the operational hurdles associated with dual registration, discussing the technological infrastructure needed for compliance, data management intricacies, and the crucial role of staff training and management. In addition, we'll explore the legal and contractual aspects, highlighting the importance of proper documentation and strategies for dispute resolution in dual registration contexts.Risk management is another core topic, where we will outline effective strategies for identifying, assessing, and mitigating risks, complemented by regular compliance assessments. Engaging case studies will provide real-world insights into successful implementations of dual registration, along with challenges faced and lessons learned.We wrap up with a Q&A session, inviting participants to engage with our panel of experts. The webinar concludes by looking ahead at emerging trends, technological advancements, and anticipated regulatory changes, ensuring participants leave with a well-rounded understanding and essential takeaways for mastering the complexities of dual registration. This webinar is an unmissable opportunity for professionals navigating the nuanced world of financial compliance.

In this session, learners will review two Nerd's Eye View blog articles: Navigating The FTC's Ban On (Most) Non-Competes: The New World Of Partnerships And Non-Solicits and Why 'Deferred Sales Trusts' Can Be A Risky Way To Defer Taxes On A Business Sale. In the first article, authors Michael Kitces and Adam Van Deusen from Kitces.com explain the impacts and implications of the Federal Trade Commission ban on non-competes, detailing the scope of the ban, exceptions, and anticipated impact on financial advisory firms. They further provide alternative methods for advisors to protect their interests without enforceable non-compete agreements. In the second article, Ben Henry-Moreland discusses the benefits and downsides associated with installment sales for business owners. He then explains the Deferred Sales Trust (DST) strategy, highlighting the purported benefits, risks, and legal concerns associated with this business sale strategy.

This program will examine the SEC's Investment Adviser Marketing Rule (Rule 206(4)-1), including identifying and interpreting core provisions. The presenter will cover how to evaluate and implement compliance best practices in terms of real-world marketing scenarios. Attendees will learn to recognize common Marketing Rule violations, to understand how to avoid similar violations in their own firm's marketing strategies.

This one-hour compliance webinar and continuing education course for investment adviser representatives will explore the SEC's recent guidance and enforcement actions under the new Marketing Rule (SEC Rule 206(4)-1). The session will review the key provisions of the Marketing Rule, highlight the SEC's recent enforcement actions, and address common compliance challenges faced by investment advisers. We will also discuss best practices for implementing compliant marketing strategies, identifying potential pitfalls, and ensuring adherence to the SEC's evolving regulatory expectations. The course will review numerous SEC enforcement actions and guidance from the SEC's Division of Examination to help participants understand the rule's practical application and associated risks. The session will conclude with a Q&A section to address participant-specific concerns.

This quiz reviews two blog articles: Navigating the Thrift Savings Plan: Planning Opportunities To Support Federal Employees, Military Servicemembers, And Veterans and The HSA 'Deathbed Drawdown': Making Tax-Efficient Distributions Of Large Balances (When There Isn't Much Time). In the first article, Stacy Miller, CFP', walks readers through the Thrift Savings Plan. This article details the background of the plan and why professional advice can be helpful to federal employees and military servicemembers, especially as military servicemembers transition back into civilian life. She concludes this article with actionable steps that advisors can take to support clients that are participants in the Thrift Savings Plan. In the second article, Ben Henry-Moreland, Senior Financial Planning Nerd at Kitces.com reviews the benefits of Health Savings Accounts (HSAs) along with the pitfalls of having funds remaining in the accounts at the death of the owner. He further explains two strategies for managing HSA funds.

Recent developments, including US retrenchment from global trade and the increasing size of the national debt, have raised alarms about the potential erosion of the dollar's status as the world's dominant trade and reserve currency. Apollo Lupescu, PhD will explore how markets are interpreting “de-dollarization” and rising concerns about US national debt levels.

Net Unrealized Appreciation Tax Strategies and Why Tax-Loss Harvesting During Down Markets Isn't Always A Good Idea

This 4813 word analysis is based on a class entitled, Financial Advising Neurodivergence by Dr. Frank Murtha.

It is not a restatement of that class. It is not duplicative. Rather it is new information applying lessons from the transcript in practice. This class builds on learning objectives in Financial Advising Neurodivergence, the first in this series about neurodivergence.

Neurodivergence Advising In Practice offers practical steps practitioners can take with clients. It translates the Learning Objectives from Financial Advising Neurodivergence into advisor actions and repeatable processes that can be applied in client interactions.

The focus is on how communication, interpretation, and execution intersect in real-world advisory practice with respect to financial advising client neurodivergence.

The analysis helps put client behavior in context. Clients process information differently and may require more structured decision environments. Advisors learn to identify situations in which standard communication approaches may introduce risk. It helps practitioners identify where misunderstandings are likely to occur and proactively designs interactions to prevent them.

Throughout the class, concepts are translated into action steps. Each slide improves the likelihood that actions are understood and carried out effectively.

This approach reflects professional responsibility. Advisors are not to diagnose or categorize clients but are responsible for adapting processes to support informed decision-making by clients with neurodivergence.

The class specifies ways to reduce ambiguity, verify comprehension, and create conditions where clients can engage with confidence and act with clarity.

Recommendations to clients affected by neurodivergence should be communicated in a way that respects client differences while maintaining consistency, transparency, and accountability.

When communication, behavior, and execution are aligned, advisory work becomes more reliable, more client-centered, and more effective. Clients with neurodivergence are, thus, able to achieve better outcomes from financial planning advice.

This course offers an in-depth study of the new marketing rule, tailored specifically for investment advisory representatives seeking to align their marketing strategies with current regulatory requirements. Participants will gain a thorough understanding of the rule's background, key features, and the compliance obligations it entails, including documentation, oversight, and digital marketing best practices. Through real-world case studies, advisors will learn to apply these rules practically, ensuring their marketing efforts are both effective and compliant. The course also emphasizes the importance of ongoing adaptation and learning in response to regulatory changes, preparing participants for future challenges in the financial advisory landscape. Upon completion, attendees will be equipped to enhance their compliance posture, refine marketing approaches, and strengthen client relationships under the new marketing rule.