This course explains the SEC's purpose behind passing Reg BI and includes details on the essentialterms and definitions. Readers will examine how Reg BI applies to the relationships that firmsestablish with retail customers and also how to identify when a recommendation is being made tocustomers. Since providing the Client Relationship Summary (Form CRS or Form ADV Part 3) is a new requirement, the course will examine the questions that are asked on the form as well as thelinks that are included for clients to obtain more information about their financial services firm.Finally, the course will analyze the SEC's guidance related to conflicts of interest that firms mayexperience with their clients and, through situational examples, how the firms can be certain thatthey're acting ethically.
An increasing volume of research is making clear what financial planners have long known - thatclients do not always act in a purely rational manner. But it's one thing to recognize that clientssometimes make irrational decisions, and another to really understand what drives those decisionsand how to help clients avoid the most damaging mistakes. In this session, advisors will learn what the behavioral finance research has shown about our not-always-rational decision-making process,and how to consider making adjustments to the delivery of their financial planning services to helpclients achieve more desirable outcomes through better communications and enhanced trust.
This course explores the integration of artificial intelligence and machine learning into investment research, portfolio construction, and risk management. It addresses both the practical uses and ethical challenges of these technologies, emphasizing fairness, transparency, and the importance of human oversight in AI-driven decision-making.
This course offers an in-depth examination of asset allocation, a crucial strategy for optimizing the balance between risk and return in investment portfolios. Participants will learn to apply foundational theories such as Modern Portfolio Theory and the Capital Asset Pricing Model to develop, implement, and adjust asset allocation strategies tailored to different investor profiles and market dynamics. The curriculum covers a broad range of asset classes, including equities, fixed income, real estate, and alternatives, providing a holistic view of how diverse investments can be integrated into cohesive financial strategies. Additionally, the course addresses the impact of global market trends, technological advancements in investment management, and the incorporation of ethical investing practices through ESG criteria. This comprehensive approach ensures that financial advisers are equipped to effectively manage and adapt portfolios to meet both current and future client needs.
This course examines the benefits of using asset allocation when building portfolios, as well as providing a brief background of the different investments that are used to create suitable portfolios based on clients' needs and objectives. The Modern Portfolio Theory will be examined, with emphasis on the importance of balancing risk and return when seeking the optimal portfolio for a client. The different asset allocation strategies, models, and how they match with different investor profiles will also be analyzed.
Focuses on the allocation of investment resources in variable annuity sub accounts. Describes common approaches to asset allocation and the relationship between asset allocation and investment diversification, as well as the various forms of financial risk and how to develop a client profile and identify client investment objectives