Approved IAR CE Courses

This three-hour course will include deep discussion on Elder Abuse and best practices for guarding clients against manipulation and scams. Strategies for avoiding becoming a victim and tools to support this will also be covered.

Discussion on Insider Trading and Selling Away will also be covered. An education on rules, internal/firm versus those in government will also be given.

Time will also be spent discussing Anti-Money Laundering policies, customer rules and strategies for compliance.

This three-hour course will include deep discussion on the current state of the economy including legislative changes and the impending possible implications based on these changes. Current Tax Law issues and changes will also be discussed.

Time will be spent on concepts regarding Roth and Roth conversions including which clients this benefits the most and best timing for conversions.

The topic of IPOs vs Private Equity/Venture Capital will also be covered. Discussion revolving around the last 30 years of the market, its evolvement and where it is heading will also be covered.

Discussion on the inner working of Trump Accounts will also be discussed. An education on how they work, where they make sense and what do once a child turns 18.

Creating a stable income from retirement savings can be counterintuitive, as advisors must ensure income stability while navigating market volatility and sequence-of-returns risk, which can significantly impact a client’s portfolio and increase exposure to longevity risk. In this webinar, Michael Finke explains how advisors can align investment strategies with specific retirement spending goals by differentiating between essential and discretionary expenses. He then outlines 3 strategies for using fixed income to meet essential spending needs: withdrawals from bond funds, building Treasury bond ladders to match future liabilities, and transferring longevity risk through annuities. Together, these approaches provide a framework for creating a more stable and predictable retirement income plan while balancing tradeoffs among risk, flexibility, and guarantees.

Financial professionals specializing in 401(k) plans can significantly enhance the financial security of the U.S. workforce at retirement and attract a steady stream of clients. This course provides an overview of 401(k) plans, helping professionals become trusted partners by understanding how these plans work and how to use them to meet clients’ retirement goals.

Adding retirement plan business to your practice can help you retain assets, stabilize investment flows and increase ancillary sales. This session will help you navigate the critical decision of whether to incorporate 401(k) plan services into your practice or partner with retirement specialists. This session will equip you with essential knowledge of retirement plan options, vendor relationships, and a tested service delivery framework to make the right strategic choice for your business and clients.

The Tax Cuts and Jobs Act sunset has put a spotlight on estate planning for the past few years. However, after the Republican sweep in the 2024 election, estate planning may become lower on the client priority lists. Although major estate tax impacts from changing tax law are no longer expected, there are still several ways that neglecting estate planning can make wealth transfers more complex than necessary and may leave the client's wishes completely unmet. In this webinar, Martin Shenkman explains the vital role financial advisors can play in assisting clients with estate planning without venturing into the unauthorized practice of law. Executable service offerings for clients with and without AI are discussed, such as creating estate planning summaries, reviewing client account titles, highlighting issues in power of attorney planning, helping prepare client's assets for management by a power of attorney, and discussing how provisions in revocable trusts can be used to minimize the risks of elder abuse.

Withdrawal recommendations are a well-known aspect of retirement planning, but relying on the same default strategies can expose clients to unnecessary taxes, penalties, and missed planning opportunities. With a complex mix of standard rules and lesser-known exceptions governing retirement accounts, advisors must go beyond the basics to achieve tax-efficient outcomes. In this webinar, Tim Steffen provides a comprehensive overview of key income tax considerations affecting retirees, including withdrawal strategies from retirement accounts, Roth account rules, and Required Minimum Distributions (RMDs).

He then breaks down how different types of distributions are taxed, highlighting key nuances such as the pro rata rule, rollover requirements, penalty exceptions, Qualified Charitable Distributions (QCDs), and the strategic use of Net Unrealized Appreciation (NUA). Advisors will gain practical insights into advanced planning strategies to reduce taxable income around retirement withdrawals.

This course, "5 Slides To Show Retirees Amid Heightened Fears" provides financial professionals with a data-driven approach to guiding retirees through investment decisions using historical market performance. By the end of this class, professionals are equipped with evidence-based strategies to help retirees maintain financial security and confidence in their portfolios. It explores the impact of different asset allocations (40/60, 60/40, and 80/20) on long-term returns, sequence of returns risk, and portfolio sustainability. Participants learn how persistence and emotional durability influence investment success, why controlling costs is critical, and how to stress-test future market conditions for clients. The course emphasizes key insights such as the importance of diversification, the historical resilience of balanced portfolios, and the effectiveness of structured withdrawal strategies.

In this continuing education session, learners will review two Nerd's Eye View articles: 529-To-Roth IRA Rollovers: Taking Advantage Of The New Option To Move Education Savings To Retirement Savings and Planning For Adoption: Understanding Different Pathways And Their Costs, Tax Breaks, And Financial Assistance Available. In the first article, author Ben Henry-Moreland walks the reader through the 529-to-Roth rollover option created by the SECURE 2.0 Act. In this article, Ben explains the 529-to-Roth rollover provisions, the limitations of this Roth rollover option, and when this option may be a useful planning tool. In the second article, Kathleen Boyd provides a deep dive into financial planning for adoptive parents, starting with a description of the various pathways to adoption and their associated costs. Kathleen then explains the various financial assistance programs available for adoptive parents and the potential for tax planning opportunities for families going through the adoption process.

This course provides investment adviser representatives with a foundational understanding of mutual fund structures, strategies, and selection processes. It emphasizes ethical responsibilities, regulatory obligations, and due diligence practices necessary to offer client-centered mutual fund recommendations.