Approved IAR CE Courses

This course provides investment professionals with a comprehensive overview of fixed and variable annuities, highlighting their unique features, benefits, and risks. Learners will explore key contract provisions such as interest crediting methods, surrender charges, payout options, and riders, as well as the regulatory framework governing these products. By comparing the safety and predictability of fixed annuities with the market-driven potential of variable annuities, participants will gain the knowledge to evaluate suitability and guide clients toward informed retirement planning decisions.

This course provides a comprehensive understanding of the fiduciary duty standards under the Investment Advisers Act of 1940 as they apply to the sale of fixed indexed annuities. Participants will learn to identify and assess conflicts of interest when an Investment Adviser Representative (IAR) is dually licensed as an insurance agent, analyze the SEC's arguments and jury findings in the SEC v. Cutter case, and recognize regulatory limitations on switching between fiduciary and non-fiduciary roles. The course also covers best practices for mitigating legal and regulatory risks, drafting compliant client disclosures, and establishing firm-wide procedures for supervising IARs selling insurance products.

Upon completion of this self-study guide, financial professionals will be able to identify key ethical principles, fiduciary obligations, and regulatory requirements regarding disclosure of the firm’s conflicts of interest. Best practices for maintaining ethical standards in these areas are included in the course materials and real-life examples are provided. Participants will have a demonstrated increase in awareness and knowledge as measured by a post-course assessment. Real-world scenarios help illustrate ethical dilemmas and proper conduct. Mastery of these principles protects not only the client relationship but also the advisor’s professional reputation.

Form ADV is a critical regulatory filing required by the Securities and Exchange Commission (SEC) for Investment Advisory firms. It serves as a comprehensive disclosure document that provides essential information about the firm's operations, services, and fees to clients, prospects and regulatory authorities. Understand the common pitfalls and challenges associated with the regulatory filings, allowing you to proactively address potential issues, mitigate regulatory risks, and minimize the likelihood of enforcement actions. Learn best practices for organizing, collecting, and updating the required information efficiently.

This quiz includes the following articles: Form U4: Common Missteps And Best Practices For RIAs; and RIA Code Of Ethics: Important Nuances To Note In Relatively Straightforward Requirements

Affluent families often assume college planning doesn't apply to them'yet the realities of admissions selectivity, institutional aid practices, and multi-year financial commitments require a distinctly tailored strategy. This course equips investment advisor representatives and financial planners with the knowledge, frameworks, and tools to guide high-income clients through a structured, ROI-driven approach to college planning.Participants will be introduced to the MAGIC Method and the College Cash, Credit, and Collateral system, frameworks that align academic, financial, and emotional factors into an integrated wealth strategy. Advisors will leave with practical tools to coach families through a 3'4 year planning runway, dispel persistent myths, and design customized funding models that preserve overall wealth goals while maximizing educational outcomes.

This three-part program examines key elements of comprehensive financial planning, including retirement benefits, estate and inheritance taxes, and values-based client advice. Participants will explore how retirement systems, tax considerations, wealth transfer, family goals, and personal values intersect to support effective financial planning and client relationships.

Part I: Estate & Inheritance Taxes
Review of the history and current structure of federal, Oregon, U.S. state, and international estate and inheritance taxes, including key planning considerations and potential reforms.

Part II: Values-Based Financial Planning
Exploration of changing client expectations and practical strategies for incorporating values, purpose, family, and legacy into the financial planning process.

Part III: Retirement Planning & PERS
Overview of PERS plans, benefit calculations, IAP options, retirement estimates, and member resources, with a focus on incorporating retirement benefits into client planning.

Session 1: Your Money: Reimagining Wealth Through Simple Sketches
Type of presentation: Keynote presentation
Length of presentation: 75 minutes
Description: In this keynote, Carl Richards—creator of The New York Times' “Sketch Guy” column and a trusted voice in the financial planning world for over 25 years—delivers a transformational experience for financial professionals. Drawing from hundreds of keynote events, thousands of real-life conversations, and the most powerful insights from his new book, Carl weaves live sketching, storytelling, and timeless human truths into a session that is both deeply engaging and profoundly practical. This isn't about performance or products—it’s about the emotional side of money and the real work of advice. Through a carefully curated selection of 7 to 12 sketches, Carl helps advisors move beyond rigid financial plans toward a more adaptable, values-based approach. By exploring the critical tensions that define the advisor-client relationship, this session equips attendees with the language, metaphors, and frameworks to help clients make better decisions and have the conversations that truly matter.

Session 2: Be the Best Advisor in Your Client’s Worst Times – 55 minutes Taught by Amy Florian, CEO of Corgenius Inc.
When clients cope with death, divorce, retirement, empty nest, or other life transitions, what you say and do in the office has more influence on your client relationship than your financial savvy ever did. Learn essential skills for understanding and addressing your client’s experience when they encounter difficult or emotional life events. Set yourself apart from all the other advisors who have never been taught, and build long-term loyalty in the process.

Session 3: Public-Private Markets: Trends, Themes, and Portfolio Strategy Siobhan Broadbery, Capital Group. This program will provide attendees with an overview of the private markets, including both private credit and private equity, their growth and adoption across different industries and company profiles, and the various vehicles that have been created to provide access. The program will explore key opportunities and risks across private markets and discuss considerations for appropriately balancing public and private assets within client portfolios. Lastly, the program will review trends and themes in private markets and examine how a public-private suite is structured.