Approved IAR CE Courses

While retirement-income guardrails offer a convenient and easy-to-understand framework foradvisors to explain when a client would need to make portfolio adjustments to facilitate spendingduring retirement, certain guardrail models come with major limitations. For example, withdrawalrate guardrails are a commonly used framework, but they do not always accurately reflect a client'sdynamic income sources and actual spending behaviors. Risk-based retirement-guardrails, on theother hand, have the benefits of communication and clarity, while modeling a client's retirementincome sources and spending patterns more realistically.

In this continuing education session, we review two blog articles: How To Register And Remain Registered With The SEC As An Internet Investment Adviser and DoL's Retirement Security Rule & PTE 2020-02 Amendment: What Advisers Need to Know Now About Giving Rollover Advice After Sept 23, 2024. In the first article, Chris Stanley explains the history of the Internet Adviser Exemption as a pathway to SEC registration and reviews the 2024 amendments to the rule. In the second article, Jacqueline Hummel reviews upcoming changes to the fiduciary standards for advisors providing investment advice to retirement investors under the final version of the Department of Labor's Retirement Security Rule.

You asked the clients for their estate planning documents, and they gave you 62 pages of Wills and trusts. As a financial advisor, you're expected to review the documents to help them understand whether their estate plan aligns with their goals. But it can take hours and hours to read through lengthy documents and translate legalese to English and provide recommendations. However, most estate planning documents have common elements that provide the core information that advisors need to know, and learning them provides a shortcut that allows advisors to review documents more quickly and spot the key issues.

This session explores how AI is transforming financial planning and what that means for the role of the advisor. Attendees will gain clarity on which aspects of planning are being automated such as analysis, modeling, and administrative tasks and where human expertise becomes even more valuable, including judgment, client communication, and behavioral coaching.

Attached

This course, based on the I Too Invest podcast episode Opportunities Abound in Protecting Marginalized Communities: Building Capacity, explores systemic barriers to financial access through the lived experiences of DEI consultant Theaston White. Learners will gain insight into how bias, leadership, and institutional practices impact marginalized communities. The course emphasizes inclusive client interactions, authentic leadership, and strategies for building generational wealth. It is designed for professionals in regulatory and financial sectors seeking to advance equity and inclusion in their work

This comprehensive course equips investment advisers with essential knowledge on key compliance requirements, including Form ADV disclosures, advisory contracts, communication standards, recordkeeping obligations, and supervision practices. Participants will learn current regulations, industry standards, and best practices necessary for maintaining effective compliance programs. The course provides practical guidance to help registered investment advisers (RIAs) meet their regulatory obligations and operate within regulatory frameworks.

This course will cover the importance of retirement planning as a fiduciary duty. Topics to be covered will include; retirement plans, life insurance, trusts, Social Security and Medicare. The importance of planning for taxes in retirement will also be covered.