This course provides a comprehensive analysis of current economic and market conditions as presented in Fritz Meyer's June 2025 investment outlook webinar. Designed for financial professionals, the session explores the divergence between soft and hard economic data, recent GDP forecasts, inflation trends, and Federal Reserve policy updates. It also covers labor market dynamics, consumer spending, market valuation metrics, and the role of demographic wealth distribution in economic activity. Participants will gain actionable insights into interpreting key indicators such as the PCE deflator, yield curve behavior, and the equity risk premium. The course equips advisers with timely context to support client communications and investment decision-making.
Introduction to the Six Steps of MedicareStep 6: Review Plans AnnuallyToo many Medicare beneficiaries put their coverage on autopilot. Regardless of how their Medicare plans might change in the coming year, they simply 'let it ride.' This practice easily costs your clients thousands of dollars throughout retirement. Now, because of the impact of the Inflation Reduction Act on Part D, the opportunity to review drug coverage during the Open Enrollment Period is more important than ever. Beneficiaries also need to know about Medicare Advantage Open Enrollment Period and opportunities for changing Medigap policies.Living with MedicareMedicare Advantage plans must cover the same services as Medicare Part A and Part B; however, each plan determines how to do that. As a result, there are differences between living with each path.Medicare in 2024There have been an incredible number of changes this year in the Medicare world. Many of these can have an impact on your clients' costs, coverage, and decisions.Long-term CareIn a recent survey, 72% believe that Medicare covers long-term care and less than 10% have any idea of the costs associated with it. By the time many need this care, they may not be able to handle the costs.
This course provides practical foundations for implementing longevity planning in financial advisory practices, focusing on operational tools, client workflows, and practice refinement to address extended lifespans beyond traditional retirement models.Participants will learn to apply the Longevity Framework personally and professionally, utilizing scorecards, worksheets, and marketing strategies to enhance client engagement, revenue growth, and practice value.By integrating best practices and self-awareness techniques, the course transforms advisory services to proactively mitigate longevity risks, boost referability, and future-proof practices through experiential learning and measurable outcomes.
If you run a fee-only practice adhering to fiduciary standards, or aspire to do so, this course is 'must see CE/CPE.' A teacher in Utah Valley University's financial planning program, Professor Craig Israelsen, Ph.D., details a systematic way to manage a profitable professional practice consistent with doing what's best for clients. The class ostensibly shows how to drive investment expenses to deliver a broadly diversified portfolio personalized to each client for as little as 10 basis points but in doing so reveals a way for practitioners to be compensated with an ongoing fee for adding personal advice on tax, financial planning, and specialized investments. Understanding how investment costs erode wealth is essential to a professional practice. This course explores the long-term impact of fund expenses and advisory fees on both portfolio accumulation and retirement income. Through detailed analysis and real-world examples, attendees learn how small differences in costs'measured in basis points'can lead to large differences in outcomes. The session also introduces the seven asset/12 category portfolio as a practical model for building low-cost, diversified portfolios. Advisors gain insights into managing sequence-of-returns risk, aligning asset allocation with withdrawal strategy, and helping clients preserve and grow their retirement savings.
Managing IAR Conflicts Effectively is a practical, regulatory-focused course designed for Investment Adviser Representatives (IARs) who must navigate real-world conflicts of interest while upholding ethical and fiduciary standards. This course explores how compensation structures, product recommendations, and firm affiliations can create ethical dilemmas - and what IARs must do to disclose and mitigate these conflicts. Learners will gain a working knowledge of SEC expectations, Form ADV and Form CRS disclosure requirements, and supervisory best practices. Engaging examples and scenario-based reflections support the development of sound judgment and effective communication strategies. This course reinforces the importance of transparency, documentation, and ethical conduct in today's advisory landscape.
This course explores the compliance risks investment adviser representatives (IARs) face when using personal devices or communication channels not approved by their firm. It explains how regulatory requirements apply to everyday client interactions and shows how unapproved messaging can create recordkeeping failures, fiduciary duty concerns, and cybersecurity vulnerabilities. Through real-world enforcement examples and practical scenarios, IARs will learn strategies to keep communications compliant, protect client information, and strengthen professional integrity in today's remote and technology-driven work environment.
This course covers business management for the state-registered investment adviser. It is divided into four sections and discusses business filings and records, compliance and registration functions supporting the business, business management and operations, and a summary of the resources available to investment advisers.
Market manipulation can be destructive to both the securities industry and the confidence of investors.This course will examine the history and case law related to the use of inside information. Importantterms will be defined and specific rules designed to prevent the use of material, non-public information will be examined. Through the use of case studies, readers will gain an understanding of the importance of combating the flow of inside information because of its impact on the market.