Approved IAR CE Courses

This one-hour course is designed for individuals who are involved in preparing, maintaining and/or testing an investment adviser's privacy policy and information security policies and procedures. This course will delve into the recent amendments to SEC Regulation S-P including the specific requirements of the incident response plan, the mandatory customer notification obligation, due diligence of service providers and exception to the annual delivery of the privacy notice.

The college funding landscape is evolving rapidly, with sweeping changes to the FAFSA, institutional methodologies such as the CSS Profile, and federal student loan programs. Financial advisors must understand these shifts in order to properly guide both high- and middle-income families through effective planning strategies.This session provides a practical roadmap for interpreting new FAFSA rules under the FAFSA Simplification Act and the OBBBA, analyzing the unique nuances of the CSS Profile, and navigating federal loan reforms affecting undergraduate, graduate, and parent borrowers. Advisors will also learn how to leverage timing strategies, 529 coordination, and strategic loan structuring to align college costs with long-term financial goals.Participants will leave with a toolkit of resources'including loan comparison matrices, affordability worksheets, and award letter negotiation templates'to help clients make smarter, ROI-based decisions about higher education financing.

The program provides a deep dive into the key provisions of the SEC's Investment Advisers Act Marketing Rule. This two-hour educational course is designed to help investment advisers, compliance professionals, and financial industry practitioners understand the complexities of the rule and ensure compliance with its requirements. The program will cover critical topics such as the definition of an advertisement, prohibited statements, testimonials and endorsements, performance advertising, third-party ratings, and recordkeeping requirements. Participants will also gain insights into real-world exam questions and best practices for compliance.

This course explores the sustainability of retirement portfolio withdrawals using historical data and a diversified, multi-asset portfolio model. Led by Craig L. Israelsen, Ph.D., the presentation analyzes the maximum sustainable annual withdrawal rate over 31 rolling 25-year periods from 1970 to 2024, illustrating how portfolios can remain viable even after decades of distributions. The course challenges the conventional 4% withdrawal rule, providing evidence that higher withdrawal rates'up to 10% or more in some periods'may be sustainable when portfolios are properly diversified and costs are managed. Participants will gain insights into the importance of asset allocation, the role of sequence-of-returns risk, and the benefits of using a percentage-based withdrawal strategy. This research-driven analysis provides investment advisers and financial planners with practical, data-backed guidance for helping clients navigate retirement income planning with greater confidence.

Mindset Mastery is designed specifically for an exceptional and exclusive group of successful women in wealth to rejuvenate themselves, their team, and their clients through intentional connection with other wise, supportive, experienced, and inspiring women. This program is designed to define their vision, coordinate their team, integrate technology, elevate their brand, and rejuvenate all aspects of their advisory practice. It will also keep them on the path of systematizing & growing their advisory practice in a meaningful and manageable way, while maximizing the value of their life's work.

This course examines investment adviser representatives' fiduciary and ethical responsibilities in preventing misuse of Material Nonpublic Information (MNPI). It explores how enforcement nowextends beyond classic insider trading to penalize firms with weak or generic compliance programs, even absent improper trades. Using landmark cases and a recent Rule 10b5-1 conviction, the course shows how regulators view delayed, poorly tailored, or unenforced policies as standalone violations. Participants will review Section 204A, Rule 206(4)-7, Regulation FD, and NASAA model rules, with emphasis on how SEC 'gold standard' expectations filter into state exams. Compliancebest practices include policy tailoring, restricted lists, pre-clearance, surveillance, and documentation, with attention to risks from technology, remote work, off-channel communications, and automated trading. The course also applies ethical decision-making frameworks through case studies and scenarios, helping IARs balance fiduciary duty, compliance, and client trust in today's complex environment.

This interactive course explores how Motivational Interviewing (MI) can be used to help clients follow through on financial advice. Advisors will learn how to recognize and work with client ambivalence, reduce resistance, and facilitate more meaningful conversations that support behavior change. The course introduces the core spirit and techniques of MI, such as evoking internal motivation and using autonomy-supportive language and applies them specifically to the challenges of implementing financial recommendations. Participants will engage in structured exercises, case examples, and a live Q&A discussion to reinforce key concepts.

This course examines the importance municipal bonds, describes the fundamental characteristicsof both general obligation and revenue bonds, and the differences in analyzing the financialstrength of the issuer. A review of Moody's, Standard & Poor's, and Fitch Investor Services' approach to rating issuers and the methods that may be used to enhance the credit of specific bonds.An overview of the tax implications of investing in municipal debt is provided, including the calculations of taxable equivalent yield and net yield, as well well as the tax impact of purchasingoriginal issue discount (OID) bonds, secondary market discount bonds, and premium bonds.