Approved IAR CE Courses

Net Unrealized Appreciation Tax Strategies and Why Tax-Loss Harvesting During Down Markets Isn't Always A Good Idea

This 4813 word analysis is based on a class entitled, Financial Advising Neurodivergence by Dr. Frank Murtha.

It is not a restatement of that class. It is not duplicative. Rather it is new information applying lessons from the transcript in practice. This class builds on learning objectives in Financial Advising Neurodivergence, the first in this series about neurodivergence.

Neurodivergence Advising In Practice offers practical steps practitioners can take with clients. It translates the Learning Objectives from Financial Advising Neurodivergence into advisor actions and repeatable processes that can be applied in client interactions.

The focus is on how communication, interpretation, and execution intersect in real-world advisory practice with respect to financial advising client neurodivergence.

The analysis helps put client behavior in context. Clients process information differently and may require more structured decision environments. Advisors learn to identify situations in which standard communication approaches may introduce risk. It helps practitioners identify where misunderstandings are likely to occur and proactively designs interactions to prevent them.

Throughout the class, concepts are translated into action steps. Each slide improves the likelihood that actions are understood and carried out effectively.

This approach reflects professional responsibility. Advisors are not to diagnose or categorize clients but are responsible for adapting processes to support informed decision-making by clients with neurodivergence.

The class specifies ways to reduce ambiguity, verify comprehension, and create conditions where clients can engage with confidence and act with clarity.

Recommendations to clients affected by neurodivergence should be communicated in a way that respects client differences while maintaining consistency, transparency, and accountability.

When communication, behavior, and execution are aligned, advisory work becomes more reliable, more client-centered, and more effective. Clients with neurodivergence are, thus, able to achieve better outcomes from financial planning advice.

This course offers an in-depth study of the new marketing rule, tailored specifically for investment advisory representatives seeking to align their marketing strategies with current regulatory requirements. Participants will gain a thorough understanding of the rule's background, key features, and the compliance obligations it entails, including documentation, oversight, and digital marketing best practices. Through real-world case studies, advisors will learn to apply these rules practically, ensuring their marketing efforts are both effective and compliant. The course also emphasizes the importance of ongoing adaptation and learning in response to regulatory changes, preparing participants for future challenges in the financial advisory landscape. Upon completion, attendees will be equipped to enhance their compliance posture, refine marketing approaches, and strengthen client relationships under the new marketing rule.

In this session, we review 2 blog articles: New RMD Rules For Spousal Beneficiaries Of Retirement Accounts With SECURE 2.0's 'Spousal Election' Option and Values, Purpose, Action: A 3-Part Approach To Establish A 'Statement Of Financial Purpose' And Unlock Deeper, More Meaningful Planning Conversations With Clients.

The course on the New SEC AML Rule for Investment Advisors provides a comprehensive overview of the recently mandated Anti-Money Laundering (AML) and Counter-Terrorism Financing (CFT) compliance requirements for Registered Investment Advisors (RIAs) and certain Exempt Reporting Advisors (ERAs). Participants will gain an understanding of the rule's scope, compliance expectations, and practical steps for implementation. The course emphasizes a risk-based approach to AML/CFT compliance, covering critical topics such as customer due diligence, suspicious activity monitoring, and operational impacts. Advisors will leave equipped with actionable insights to prepare for the rule's effective date on January 1, 2026.

This continuing education course is designed for financial and insurance professionals to deepen their understanding of Nonqualified Deferred Compensation (NQDC) plans

This continuing education course is designed for financial and insurance professionals to deepen their understanding of Nonqualified Deferred Compensation (NQDC) plans and ethical practices in the insurance industry. By the end of the course, participants will be equipped with comprehensive knowledge and practical skills to design, manage, and advise on NQDC plans effectively, while adhering to ethical standards and regulatory compliance.

In the wake of the OBBBA Act, estate planning strategy discussions are expected to shift away from a focus on estate tax avoidance to other benefits of estate planning. This session explores the use of non-grantor trusts to reduce taxable income, enhance access to deductions, and optimize charitable giving for clients who may not otherwise benefit from traditional estate tax strategies. Through practical examples and advanced planning insights, financial advisors will learn how to integrate these tools into their planning toolkit and apply them for clients at a broad range of wealth levels. Special attention is given to tax bracket management, the 199A QBI deduction, SALT deduction maximization, charitable strategies, and the importance of post-OBBBA planning collaboration among advisors, attorneys, and CPAs.