Approved IAR CE Courses

Life insurance is one of the most important tools in modern financial planning, but it is not always the most appreciated. In the purest sense, life insurance is something that pays a death benefit to someone when an insured person dies. The risk of an early death is evident to most of us, particularly when we have family obligations, dependent minor children to provide for, and unpaiddebts. The need to cover expenses and replace lost family income if early death occurs may be themain reason why people purchase pure life insurance protection, but it is not the only reasonpeople purchase life insurance products. This course will provide a review of the historical evolution of life insurance and into the 21st century, examining its many forms, other types of benefits, and making it the foundation for financial planning. Also included is a guide to understanding annuities, annuity tax laws and contract structure, and their suitability. The courseends with ethical practices which will provide the essentials of ethics, market conduct and compliance.

The course ends with ethical practices which will provide the essentials of ethics, market conduct and compliance.

Stock options can be a valuable portion of a client's compensation. However, Incentive Stock Options (ISOs) can require a significant amount of planning to maximize the benefits of this compensation to align with client goals, especially since ineffective planning for ISOs can result in significant unplanned tax liability. Planning for a client's stock options can also be an emotional experience, where clients may feel overwhelmed or sad when considering parting with company stock. In this webinar, Daniel Zajac, CFP', EA, provides a review of ISOs, explains how to decide on a client strategy for exercising ISOs based on a client's situation and the status of the issuing company, and details how to calculate the potential tax impact of exercising and selling ISOs, including navigating alternative minimum tax. Zajac concludes this webinar with a discussion of how to start conversations with clients about their incentive stock options and build a plan that aligns with their overall goals.

Lifetime Income Strategies in a Modern World is a 6.0-credit text-only self-study Products and Practice course for investment adviser representatives and other financial-services professionals. The course examines annuities and lifetime-income planning through product structure, accumulation and payout mechanics, fixed, indexed, and variable annuities, longevity and market risk, retirement-income strategies, federal taxation, replacement, suitability and best-interest obligations, communications, supervision, recordkeeping, and client-oriented case studies. Participants evaluate product features, risks, costs, liquidity, guarantees, client objectives, available alternatives, and applicable insurance and securities standards in order to apply annuity concepts within broader retirement and financial planning.

This course explores how life settlements can unlock hidden value for seniors and create new opportunities for investors. Participants will gain a clear understanding of how this unique market works, including the legal foundations, market growth, and the demographic trends driving demand. The session also examines different investment strategies, the benefits of vertical integration, and how companies like Lighthouse Life are shaping the future of the industry. At the end, attendees will have the knowledge to discuss life settlements confidently and recognize their role in a well-rounded financial strategy

This quiz will include a review of the following articles: Limits Of Tax Diversification And The Tax Alpha Of Roth Optimization and How S-Corp Owner Employees Can Accurately Track Home Office Deductions.

Live 2026 IAR Products and Practice CE for strategic portfolio managers as well as CFP, CPA, CPA/PFS, CIMA, CPWA, RMA and other credentialed professionals.

Live 2026 IAR Products and Practice CE for strategic portfolio managers as well as CFP, CPA, CPA/PFS, CIMA, CPWA, RMA and other credentialed professionals.

Changes in quarterly disclosure requirements of public companies, as well as private market investments, digital assets are occurring simultaneously with changes in the authority of state and federal regulators. Longstanding protections investment fiduciaries relied on when advising clients no longer hold true.

Tyler Gellasch, a securities lawyer who helped draft key provisions of the Dodd-Frank Act and later served as counsel to an SEC commissioner, explain what these developments mean for investment advisers and their clients.

He will translate complex policy changes into practical questions fiduciaries can use when evaluating transparency, oversight, custody, conflicts of interest, investor remedies and the quality of information supporting a recommendation.

This live update gives IARs and investment professionals a framework for distinguishing useful financial innovation from changes that may weaken investor protection.

As the 2027 regulatory landscape takes shape, learn about new regulatory gaps that create risk and when missing information should trigger deeper investigation as well as techniques to strengthen your duty to show care in fulfilling your role as a fiduciary.

Slower hiring, resilient spending and rising earnings forecasts give advisors conflicting signals about the economic outlook. Fritz Meyer examines September payroll growth and job openings alongside business surveys, household wealth and consumer finances. New evidence on wealth differences between older and younger Americans sharpens the discussion of spending resilience. Participants evaluate the lower third-quarter GDPNow estimate, AI and productivity, updated earnings expectations and stock valuations. The class also addresses the Federal Reserve’s September rate increase, inflation, Treasury yields and federal funding pressures, using historical context to explain investment risk and the limits of forecasts.